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Best Medicare plans in Jefferson County, Alabama

2026 plans. Other years: 2026 · 2027

Best for what?

No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 30 Medicare Advantage plans with drug coverage open to anyone with Medicare in Jefferson County, and say why it wins and what it gives up. Start with whatever matters most to you.

Medicare Advantage

The best Medicare Advantage plan in Jefferson County for each need, 2026
Best for Our pick What it offers
A low monthly premium HealthSpring Preferred Full Savings (HMO)Cigna Healthcare $0 a month
Money back on your Part B premium HealthSpring Preferred Full Savings (HMO)Cigna Healthcare $185 a month back
The lowest cost in a bad year HumanaChoice H5216-368 (PPO)Humana $3,240 a year at most
Dental coverage Humana Gold Plus H4461-079 (HMO)Humana $4,000 a year
A high star rating HealthSpring Preferred Full Savings (HMO)Cigna Healthcare 4.5 out of 5 stars
Seeing doctors outside a network Humana Value Plus H7617-089 (PPO)Humana $6,082.40 a year at most

Medigap (Medicare Supplement)

  • High-deductible Plan G: New Era Life Insurance Company, from $38.00 a month at 65.
  • Plan G: Atlantic Capital Life Assurance Company (Preferred), from $124.06 a month at 65. A preferred rate: only if you pass the company's health questions.

Why these two, and how to choose between them

Every Medicare plan sold in Jefferson County

Discussion

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