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Best Medicare plans in Santa Cruz County, Arizona
2026 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 16 Medicare Advantage plans with drug coverage open to anyone with Medicare in Santa Cruz County, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | Alignment Health smartHMO (HMO)Alignment Health Plan | $0 a month |
| Money back on your Part B premium | Alignment Health smartHMO (HMO)Alignment Health Plan | $127 a month back |
| The lowest cost in a bad year | Alignment Health the ONE + Walgreens (HMO)Alignment Health Plan | $2,499 a year at most |
| Dental coverage | DEVOTED CHOICE 002 AZ (PPO)Devoted Health | $2,500 a year |
| A high star rating | Alignment Health smartHMO (HMO)Alignment Health Plan | 4 out of 5 stars |
| Seeing doctors outside a network | AARP Medicare Advantage Access from UHC AZ-15 (PPO)UnitedHealthcare | $6,540 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: New Era Life Insurance Company, from $40.37 a month at 65.
- Plan G: Atlantic Capital Life Assurance Company (Preferred), from $146.51 a month at 65. A preferred rate: only if you pass the company's health questions.
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