Arkansas › Cleburne County

Medicare plans in Cleburne County, Arkansas

2026 plans. Other years: 2026 · 2027

Where to start

This page lists every Medicare plan sold in Cleburne County for 2026, sorted from the lowest cost each month. They're in four tables below, by the kind of coverage. Jump to the one that fits you. Under each table, Compare these plans opens the same plans in our plan list, where you can add your prescriptions, narrow the list and compare plans side by side.

  1. Medicare Advantage with drug coverage (28 plans)
  2. Part D drug plans (12 plans)
  3. Special needs plans (27 plans)
  4. Medicare Advantage without drug coverage (10 plans)
  5. Medigap (Medicare Supplement) prices

Not sure which you need? Most people choose either a Medicare Advantage plan, which usually includes drug coverage, or Original Medicare with a Part D drug plan and often a Medigap policy to pay what Medicare leaves.

What would these plans cost you? Try the calculator → It's set to Cleburne County. Add your age, health and drugs to see what each kind of plan would cost you next year and over the years ahead.

The best plan here for…

No plan is best for everyone, so we pick one for each of these and explain why. All our picks in Cleburne County

At a glance

Medicare Advantage plans with drug coverage 28

Medical and drug coverage in one plan, open to anyone with Medicare who lives here. This is what most people mean by a Medicare Advantage plan.

Medicare Advantage plans with drug coverage in Cleburne County, 2026
Plan Network Premium Out-of-pocket limit Stars
HumanaChoice Giveback H5216-264 (PPO) Humana · H5216-264-000 PPO $0/moGives back $102/mo of your Part B premium $7,925 3.5★
HumanaChoice Giveback H7617-056 (PPO) Humana · H7617-056-000 PPO $0/moGives back $100/mo of your Part B premium $7,925 4.5★
Wellcare Giveback (HMO-POS) Wellcare By Allwell · H9630-008-000 HMO-POS $0/moGives back $83/mo of your Part B premium $8,000 3.5★
AARP Medicare Advantage Giveback from UHC AR-3 (HMO-POS) UnitedHealthcare · H2802-063-000 HMO-POS $0/moGives back $62/mo of your Part B premium $9,250 4.0★
Wellcare Giveback Dividend (HMO-POS) Wellcare · H1416-064-000 HMO-POS $0/moGives back $50/mo of your Part B premium $7,550 3.0★
HumanaChoice H5216-337 (PPO) Humana · H5216-337-003 PPO $0/moGives back $2/mo of your Part B premium $5,150 3.5★
Humana Gold Plus H5619-111 (HMO-POS) Humana · H5619-111-000 HMO-POS $0/moGives back $2/mo of your Part B premium $3,700 3.0★
HumanaChoice H7617-066 (PPO) Humana · H7617-066-000 PPO $0/moGives back $2/mo of your Part B premium $5,250 4.5★
HumanaChoice H5216-231 (PPO) Humana · H5216-231-000 PPO $0/moGives back $1/mo of your Part B premium $4,500 3.5★
Wellcare Simple Preferred (HMO-POS) Wellcare · H1416-055-000 HMO-POS $0/mo $6,000 3.0★
Aetna Medicare Signature Plus (PPO) Aetna Medicare · H1608-021-000 PPO $0/mo $9,250 4.0★
Aetna Medicare Elite (PPO) Aetna Medicare · H1608-054-000 PPO $0/mo $7,900 4.0★
AARP Medicare Advantage from UHC AR-0004 (PPO) UnitedHealthcare · H1889-014-000 PPO $0/mo $6,200 4.0★
Aetna Medicare Signature Plus (HMO) Aetna Medicare · H2663-039-000 HMO $0/mo $6,750 4.0★
AARP Medicare Advantage Essentials from UHC AR-1 (HMO-POS) UnitedHealthcare · H2802-060-000 HMO-POS $0/mo $5,700 4.0★
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) UnitedHealthcare · H2802-078-000 HMO-POS $0/mo $6,700 4.0★
HealthSpring Preferred (HMO) Cigna Healthcare · H4513-050-000 HMO $0/mo $4,750 4.5★
BlueMedicare Premier (HMO) Arkansas Blue Medicare · H6158-001-000 HMO $0/mo $6,500 3.0★
HealthSpring True Choice (PPO) Cigna Healthcare · H7849-102-002 PPO $0/mo $7,250 3.0★
Wellcare Simple (HMO-POS) Wellcare By Allwell · H9630-002-000 HMO-POS $0/mo $6,700 3.5★
BlueMedicare Classic Plus (HMO) Arkansas Blue Medicare · H9699-007-000 HMO $0/mo $6,500 3.0★
BlueMedicare Independence (HMO) Arkansas Blue Medicare · H6158-003-000 HMO $8.90/mo $6,200 3.0★
Humana Gold Plus H5619-122 (HMO) Humana · H5619-122-000 HMO $13/moGives back $2/mo of your Part B premium $5,900 3.0★
AARP Medicare Advantage from UHC AR-0002 (HMO-POS) UnitedHealthcare · H2802-061-000 HMO-POS $39/mo $5,700 4.0★
HumanaChoice H5216-083 (PPO) Humana · H5216-083-000 PPO $46/moGives back $2/mo of your Part B premium $6,750 3.5★
HumanaChoice R1532-002 (Regional PPO) Humana · R1532-002-000 Regional PPO $50/mo $7,450 2.5★
BlueMedicare Preferred (PFFS) Arkansas Blue Medicare · H4213-017-006 PFFS $78/mo $7,500 3.5★
UHC Medicare Advantage AM-0002 (Regional PPO) UnitedHealthcare · R3444-012-000 Regional PPO $106/mo $9,250 3.0★

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Part D drug plans 12

Standalone drug coverage, for people who keep Original Medicare (often with a Medigap policy). Drug plans are sold for a whole region, so the same plans are sold throughout Arkansas.

Part D drug plans in Cleburne County, 2026
Plan Premium Drug deductible Stars
HealthSpring Assurance Rx (PDP) Cigna Healthcare · S5617-225-000 $0/mo $615 2.5★
Humana Basic Rx Plan (PDP) Humana · S5884-141-000 $0/mo $615 3★
Humana Value Rx Plan (PDP) Humana · S5884-198-000 $0/mo $601 3★
Wellcare Classic (PDP) Wellcare · S4802-073-000 $0/mo $615 3.5★
Wellcare Value Script (PDP) Wellcare · S4802-153-000 $0/mo $615 3.5★
BlueMedicare Value Rx (PDP) Arkansas Blue Medicare · S5795-003-000 $52.50/mo $615 3★
HealthSpring Extra Rx (PDP) Cigna Healthcare · S5617-369-000 $54.50/mo $615 2.5★
AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare · S5921-364-000 $65.10/mo $615 2★
SilverScript Choice (PDP) Aetna Medicare · S5601-038-000 $73.50/mo $615 3★
Humana Premier Rx Plan (PDP) Humana · S5884-165-000 $92.40/mo None 3★
AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare · S5921-400-000 $114.90/mo $130 2★
BlueMedicare Premier Rx (PDP) Arkansas Blue Medicare · S5795-002-000 $181.20/mo None 3★

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Special needs plans 27

Medicare Advantage plans built for people with particular needs, and open only to people who have them. If one of the three below describes you, these are often worth a look before a general plan. Each row says who can join.

Who special needs plans are for

  • D-SNP: you have Medicaid as well as Medicare (sometimes called "dual eligible" or "Medi-Medi").
  • C-SNP: you have a chronic condition the plan is built around, such as diabetes, heart failure, chronic lung disease or dementia. The plan checks with your doctor.
  • I-SNP: you live in a nursing home or similar facility, or need that level of care at home.

Why people choose them

  • Care built around you. Most assign a care coordinator, and many run clinical programs for the condition they serve: diabetes education and supplies, heart or lung monitoring, medication reviews, or doctors who visit you in a facility.
  • Often more generous extras. Many offer larger allowances than general plans for groceries, over-the-counter items, transportation, meals or utilities. Compare the figures; they vary widely from plan to plan.
  • Lower costs for many members. With full Medicaid, a D-SNP member usually pays nothing for care Medicare covers.

The catch: you have to qualify, and the plan will check, for example your Medicaid status or a doctor's confirmation of your condition. If you're not sure, your State Health Insurance Assistance Program (SHIP) gives free, unbiased advice.

Special needs plans in Cleburne County, 2026
Plan Network Who can join Premium Out-of-pocket limit Stars
Tribute Select (HMO-POS I-SNP) Tribute Health Plans · H1587-003-000 HMO-POS Only for people who live in a nursing home, or need that level of care at home $8.90/moGives back $57.70/mo of your Part B premium $9,250 4.0★
Arkansas Integrated Providers (AIP) Dual Advantage (HMO D-SNP) Tribute Health Plans · H1587-001-000 HMO Only for people who have Medicaid as well as Medicare $8.90/moGives back $18.10/mo of your Part B premium $9,250 4.0★
Aetna Medicare Dual Extra (PPO D-SNP) Aetna Medicare · H1608-076-000 PPO Only for people who have Medicaid as well as Medicare $0/moGives back $2/mo of your Part B premium $9,250 4.0★
Aetna Medicare Dual (PPO D-SNP) Aetna Medicare · H1608-077-000 PPO Only for people who have Medicaid as well as Medicare $0/moGives back $2/mo of your Part B premium $9,250 4.0★
HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana · H7617-077-000 PPO Only for people with certain chronic conditionsDiabetes, Heart $0/moGives back $1/mo of your Part B premium $5,900 4.5★
UHC Dual Complete AR-S001 (PPO D-SNP) UnitedHealthcare · H2001-034-000 PPO Only for people who have Medicaid as well as Medicare $0/moGives back $0.50/mo of your Part B premium $9,250 4.5★
UHC Complete Care AR-5 (PPO C-SNP) UnitedHealthcare · H1889-019-000 PPO Only for people with certain chronic conditionsDiabetes, Heart $0/mo $6,200 4.0★
UHC Complete Care AR-6 (PPO C-SNP) UnitedHealthcare · H1889-025-000 PPO Only for people with certain chronic conditionsDiabetes, Heart $0/mo $6,200 4.0★
UHC Dual Complete AR-V001 (PPO D-SNP) UnitedHealthcare · H2001-035-000 PPO Only for people who have Medicaid as well as Medicare $0/mo $6,200 4.5★
UHC Dual Complete AR-S2 (PPO D-SNP) UnitedHealthcare · H2001-065-000 PPO Only for people who have Medicaid as well as Medicare $0/mo $9,250 4.5★
Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · H2663-097-000 HMO Only for people who have Medicaid as well as Medicare $0/mo $9,250 4.0★
HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana · H5216-366-000 PPO Only for people with certain chronic conditionsDiabetes, Heart $0/mo $5,900 3.5★
Aetna Medicare Dual Extra Care (HMO D-SNP) Aetna Medicare · H5325-007-000 HMO Only for people who have Medicaid as well as Medicare $0/mo $9,250 3.5★
Humana Gold Plus SNP-DE H5619-123 (HMO-POS D-SNP) Humana · H5619-123-000 HMO-POS Only for people who have Medicaid as well as Medicare $0/mo $9,250 3.0★
HealthSpring TotalCare Plus (HMO D-SNP) Cigna Healthcare · H4513-039-000 HMO Only for people who have Medicaid as well as Medicare $2/mo $9,250 4.5★
Humana Dual Select H5216-361 (PPO D-SNP) Humana · H5216-361-000 PPO Only for people who have Medicaid as well as Medicare $4.10/mo $5,700 3.5★
Humana Dual Select H7617-074 (PPO D-SNP) Humana · H7617-074-000 PPO Only for people who have Medicaid as well as Medicare $8.90/moGives back $1/mo of your Part B premium $5,700 4.5★
HumanaChoice SNP-DE H7617-075 (PPO D-SNP) Humana · H7617-075-000 PPO Only for people who have Medicaid as well as Medicare $8.90/moGives back $1/mo of your Part B premium $9,250 4.5★
HealthSpring TotalCare (HMO D-SNP) Cigna Healthcare · H4513-081-000 HMO Only for people who have Medicaid as well as Medicare $8.70/mo $7,400 4.5★
Wellcare Dual Access Harmony (HMO-POS D-SNP) Wellcare · H1416-033-000 HMO-POS Only for people who have Medicaid as well as Medicare $8.90/mo $9,250 3.0★
Wellcare Dual Liberty Nurture (HMO-POS D-SNP) Wellcare · H1416-043-000 HMO-POS Only for people who have Medicaid as well as Medicare $8.90/mo $9,250 3.0★
HumanaChoice SNP-DE H5216-470 (PPO D-SNP) Humana · H5216-470-000 PPO Only for people who have Medicaid as well as Medicare $8.90/mo $9,250 3.5★
Wellcare Dual Access (HMO-POS D-SNP) Wellcare By Allwell · H9630-010-000 HMO-POS Only for people who have Medicaid as well as Medicare $8.90/mo $9,250 3.5★
Wellcare Dual Liberty (HMO-POS D-SNP) Wellcare By Allwell · H9630-011-000 HMO-POS Only for people who have Medicaid as well as Medicare $8.90/mo $9,250 3.5★
Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare By Allwell · H9630-014-000 HMO-POS Only for people who have Medicaid as well as Medicare $8.90/mo $3,850 3.5★
UHC Complete Care Support AM-1A (Regional PPO C-SNP) UnitedHealthcare · R3444-008-000 Regional PPO Only for people with certain chronic conditionsDiabetes, Heart $30.10/moGives back $1.60/mo of your Part B premium $9,250 3.0★
UHC Complete Care AM-1 (Regional PPO C-SNP) UnitedHealthcare · R3444-009-000 Regional PPO Only for people with certain chronic conditionsDiabetes, Heart $56/mo $6,700 3.0★

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Medicare Advantage plans without drug coverage 10

Medical coverage only. These suit people who get their drugs elsewhere, such as from the VA or an employer, since you generally can't add a separate Part D plan to them.

Medicare Advantage plans without drug coverage in Cleburne County, 2026
Plan Network Premium Out-of-pocket limit Stars
Humana USAA Honor Giveback (PPO) Humana · H5216-278-001 PPO $0/moGives back $135/mo of your Part B premium $4,700 3.5★
Humana USAA Honor Giveback (PPO) Humana · H7617-012-000 PPO $0/moGives back $135/mo of your Part B premium $4,700 4.5★
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) UnitedHealthcare · H2802-062-000 HMO-POS $0/moGives back $125/mo of your Part B premium $6,700 4.0★
HealthSpring Courage (HMO) Cigna Healthcare · H4513-078-000 HMO $0/moGives back $115/mo of your Part B premium $4,500 4.5★
Wellcare Patriot Giveback Preferred (HMO-POS) Wellcare By Allwell · H9630-015-000 HMO-POS $0/moGives back $110/mo of your Part B premium $4,900 3.5★
Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · H1608-074-000 PPO $0/moGives back $100/mo of your Part B premium $7,900 4.0★
Wellcare Patriot Giveback (HMO-POS) Wellcare · H1416-058-000 HMO-POS $0/moGives back $70/mo of your Part B premium $6,500 3.0★
Humana USAA Honor Giveback (Regional PPO) Humana · R1532-001-000 Regional PPO $0/moGives back $56/mo of your Part B premium $5,500 2.5★
Humana Gold Choice H8145-126 (PFFS) Humana · H8145-126-000 PFFS $0/mo $6,700 3.5★
BlueMedicare Value (PFFS) Arkansas Blue Medicare · H4213-019-000 PFFS $39/mo $7,500 3.5★

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Medigap (Medicare Supplement)

A Medigap policy pays some or all of what Original Medicare leaves you owing, and works with any doctor who takes Medicare. The coverage of each plan letter is the same whichever company sells it; only the price differs.

  • Plan G: $165–$705/mo from 31 companies, at age 65.
  • Plan N: $123–$648/mo from 31 companies, at age 65.

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