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Best Medicare plans in Seminole County, Florida

2026 plans. Other years: 2026 · 2027

Best for what?

No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 47 Medicare Advantage plans with drug coverage open to anyone with Medicare in Seminole County, and say why it wins and what it gives up. Start with whatever matters most to you.

Medicare Advantage

The best Medicare Advantage plan in Seminole County for each need, 2026
Best for Our pick What it offers
A low monthly premium Premier by Ultimate (HMO)Ultimate Health Plans $0 a month
Money back on your Part B premium Premier by Ultimate (HMO)Ultimate Health Plans $185 a month back
The lowest cost in a bad year Freedom Platinum Plan Rx (HMO)Freedom Health, Inc. $2,000 a year at most
Dental coverage DEVOTED CORE 063 FL (HMO)Devoted Health $3,500 a year
A high star rating DEVOTED GIVEBACK 018 FL (HMO)Devoted Health 5 out of 5 stars
Seeing doctors outside a network HumanaChoice Florida H7284-001 (PPO)Humana $6,048 a year at most

Medigap (Medicare Supplement)

  • High-deductible Plan G: AARP - UnitedHealthcare Insurance Company (Standard), from $76.91 a month at 65. Requires AARP membership, which has a yearly fee.
  • Plan G: Everence Association Inc., from $260.57 a month at 65. Requires Everence membership, which is tied to church affiliation.

Why these two, and how to choose between them

Every Medicare plan sold in Seminole County

Discussion

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