Georgia › Stephens County
Medicare plans in Stephens County, Georgia
2026 plans. Other years: 2026 · 2027
Where to start
This page lists every Medicare plan sold in Stephens County for 2026, sorted from the lowest cost each month. They're in four tables below, by the kind of coverage. Jump to the one that fits you. Under each table, Compare these plans opens the same plans in our plan list, where you can add your prescriptions, narrow the list and compare plans side by side.
- Medicare Advantage with drug coverage (33 plans)
- Part D drug plans (10 plans)
- Special needs plans (39 plans)
- Medicare Advantage without drug coverage (15 plans)
- Medigap (Medicare Supplement) prices
Not sure which you need? Most people choose either a Medicare Advantage plan, which usually includes drug coverage, or Original Medicare with a Part D drug plan and often a Medigap policy to pay what Medicare leaves.
What would these plans cost you? Try the calculator → It's set to Stephens County. Add your age, health and drugs to see what each kind of plan would cost you next year and over the years ahead.
The best plan here for…
- A low monthly premium
- Money back on your Part B premium
- The lowest cost in a bad year
- Dental coverage
- A high star rating
- Seeing doctors outside a network
- The lowest-priced Medigap Plan G
No plan is best for everyone, so we pick one for each of these and explain why. All our picks in Stephens County
At a glance
- 48 Medicare Advantage plans are open to anyone with Medicare here; 37 charge no monthly premium.
- 19 give back part of your Part B premium, up to $184.70 a month.
- The lowest yearly limit on what you pay for in-network care is $3,400.
- 10 Part D drug plans, from $0 to $149.30 a month.
Medicare Advantage plans with drug coverage 33
Medical and drug coverage in one plan, open to anyone with Medicare who lives here. This is what most people mean by a Medicare Advantage plan.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED CHOICE GIVEBACK 005 GA (PPO) Devoted Health · H5453-005-000 | PPO | $0/moGives back $164.10/mo of your Part B premium | $9,250 | Not yet rated |
| HumanaChoice Giveback H5216-345 (PPO) Humana · H5216-345-000 | PPO | $0/moGives back $130/mo of your Part B premium | $9,250 | 3.5★ |
| HumanaChoice Giveback H7617-094 (PPO) Humana · H7617-094-000 | PPO | $0/moGives back $130/mo of your Part B premium | $9,250 | 4.5★ |
| HealthSpring Preferred Savings (HMO) Cigna Healthcare · H0439-018-000 | HMO | $0/moGives back $128/mo of your Part B premium | $9,250 | 3.5★ |
| Clover Health LiveHealthy Giveback (PPO) Clover Health · H5141-063-000 | PPO | $0/moGives back $105/mo of your Part B premium | $9,250 | 4.5★ |
| Wellcare Giveback (HMO-POS) Wellcare · H1112-042-000 | HMO-POS | $0/moGives back $75/mo of your Part B premium | $9,250 | 3.5★ |
| HumanaChoice Giveback H5216-154 (PPO) Humana · H5216-154-000 | PPO | $0/moGives back $74/mo of your Part B premium | $9,250 | 3.5★ |
| Clear Spring Health BrightPath Advantage (HMO) Clear Spring Health · H6672-005-000 | HMO | $0/moGives back $1.40/mo of your Part B premium | $4,200 | 2.5★ |
| HumanaChoice H5216-207 (PPO) Humana · H5216-207-000 | PPO | $0/moGives back $1/mo of your Part B premium | $9,250 | 3.5★ |
| HumanaChoice H7617-093 (PPO) Humana · H7617-093-000 | PPO | $0/moGives back $1/mo of your Part B premium | $9,250 | 4.5★ |
| Wellcare Simple Open (PPO) Wellcare · H0111-001-000 | PPO | $0/mo | $9,250 | 3.5★ |
| HealthSpring Preferred (HMO) Cigna Healthcare · H0439-010-000 | HMO | $0/mo | $4,950 | 3.5★ |
| Wellcare Simple (HMO-POS) Wellcare · H1112-038-000 | HMO-POS | $0/mo | $7,200 | 3.5★ |
| UHC Medicare Advantage GA-2 (PPO) UnitedHealthcare · H1889-013-000 | PPO | $0/mo | $9,250 | 4.0★ |
| Aetna Medicare Elite (PPO) Aetna Medicare · H2293-031-000 | PPO | $0/mo | $9,250 | 4.0★ |
| Clover Health LiveHealthy (PPO) Clover Health · H5141-026-000 | PPO | $0/mo | $6,700 | 4.5★ |
| HumanaChoice H5216-421 (PPO) Humana · H5216-421-000 | PPO | $0/mo | $9,250 | 3.5★ |
| AARP Medicare Advantage from UHC GA-5 (HMO-POS) UnitedHealthcare · H5322-047-002 | HMO-POS | $0/mo | $6,700 | 4.0★ |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield · H5422-011-000 | HMO-POS | $0/mo | $9,250 | 3.5★ |
| DEVOTED CHOICE 004 GA (PPO) Devoted Health · H5453-004-000 | PPO | $0/mo | $8,650 | Not yet rated |
| HealthSpring True Choice (PPO) Cigna Healthcare · H7849-145-000 | PPO | $0/mo | $6,800 | 3.0★ |
| Clear Spring Health BrightPath Advantage (PPO) Clear Spring Health · H9589-003-000 | PPO | $0/mo | $6,751 | Not yet rated |
| HumanaChoice H5216-466 (PPO) Humana · H5216-466-000 | PPO | $7/mo | $9,250 | 3.5★ |
| HealthSpring Preferred Plus (HMO) Cigna Healthcare · H0439-006-000 | HMO | $18/mo | $6,800 | 3.5★ |
| Clover Health LiveHealthy Value (PPO) Clover Health · H5141-045-000 | PPO | $25/mo | $6,500 | 4.5★ |
| Wellcare Assist (HMO-POS) Wellcare · H1112-043-000 | HMO-POS | $25.40/mo | $7,500 | 3.5★ |
| Aetna Medicare Value Care (PPO) Aetna Medicare · H2293-001-000 | PPO | $25.40/mo | $9,250 | 4.0★ |
| HumanaChoice H5216-284 (PPO) Humana · H5216-284-000 | PPO | $25.40/mo | $9,250 | 3.5★ |
| Anthem Extra Help (HMO-POS) Anthem Blue Cross and Blue Shield · H5422-013-000 | HMO-POS | $25.40/mo | $5,900 | 3.5★ |
| HealthSpring Preferred GA (HMO) Cigna Healthcare · H0439-003-002 | HMO | $30/mo | $6,800 | 3.5★ |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · H3288-042-000 | PPO | $43/mo | $9,250 | 3.5★ |
| Anthem Medicare Advantage 2 (PPO) Anthem Blue Cross and Blue Shield · H4036-030-000 | PPO | $82/mo | $9,250 | 4.0★ |
| Humana Full Access R0110-020 (Regional PPO) Humana · R0110-020-000 | Regional PPO | $100/mo | $9,250 | 3.5★ |
Part D drug plans 10
Standalone drug coverage, for people who keep Original Medicare (often with a Medigap policy). Drug plans are sold for a whole region, so the same plans are sold throughout Georgia.
| Plan | Premium | Drug deductible | Stars |
|---|---|---|---|
| Humana Basic Rx Plan (PDP) Humana · S5884-135-000 | $0/mo | $615 | 3★ |
| Wellcare Classic (PDP) Wellcare · S4802-082-000 | $0/mo | $615 | 3.5★ |
| Wellcare Value Script (PDP) Wellcare · S4802-145-000 | $0/mo | $615 | 3.5★ |
| Humana Value Rx Plan (PDP) Humana · S5884-189-000 | $36.40/mo | $601 | 3★ |
| HealthSpring Extra Rx (PDP) Cigna Healthcare · S5617-360-000 | $71.20/mo | $615 | 2.5★ |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare · S5921-355-000 | $98/mo | $615 | 2★ |
| SilverScript Choice (PDP) Aetna Medicare · S5601-020-000 | $100.70/mo | $615 | 3★ |
| Humana Premier Rx Plan (PDP) Humana · S5884-156-000 | $129.50/mo | None | 3★ |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare · S5921-392-000 | $139.80/mo | $130 | 2★ |
| HealthSpring Assurance Rx (PDP) Cigna Healthcare · S5617-219-000 | $149.30/mo | $615 | 2.5★ |
Special needs plans 39
Medicare Advantage plans built for people with particular needs, and open only to people who have them. If one of the three below describes you, these are often worth a look before a general plan. Each row says who can join.
Who special needs plans are for
- D-SNP: you have Medicaid as well as Medicare (sometimes called "dual eligible" or "Medi-Medi").
- C-SNP: you have a chronic condition the plan is built around, such as diabetes, heart failure, chronic lung disease or dementia. The plan checks with your doctor.
- I-SNP: you live in a nursing home or similar facility, or need that level of care at home.
Why people choose them
- Care built around you. Most assign a care coordinator, and many run clinical programs for the condition they serve: diabetes education and supplies, heart or lung monitoring, medication reviews, or doctors who visit you in a facility.
- Often more generous extras. Many offer larger allowances than general plans for groceries, over-the-counter items, transportation, meals or utilities. Compare the figures; they vary widely from plan to plan.
- Lower costs for many members. With full Medicaid, a D-SNP member usually pays nothing for care Medicare covers.
The catch: you have to qualify, and the plan will check, for example your Medicaid status or a doctor's confirmation of your condition. If you're not sure, your State Health Insurance Assistance Program (SHIP) gives free, unbiased advice.
| Plan | Network | Who can join | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|---|
| UHC Complete Care GA-3 (PPO C-SNP) UnitedHealthcare · H1889-020-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,250 | 4.0★ |
| PruittHealth Premier Advantage (HMO I-SNP) PruittHealth Premier · H3291-003-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $5,900 | 5.0★ |
| Humana Gold Plus SNP-DE H4141-003 (HMO D-SNP) Humana · H4141-003-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,250 | 4.0★ |
| Humana Gold Plus SNP-DE H4141-024 (HMO D-SNP) Humana · H4141-024-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,250 | 4.0★ |
| Humana Gold Plus SNP-DE H4141-025 (HMO D-SNP) Humana · H4141-025-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,250 | 4.0★ |
| Humana Together in Health (PPO I-SNP) Humana · H5216-242-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,250 | 3.5★ |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana · H5216-246-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,250 | 3.5★ |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · H5302-024-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,250 | 4.5★ |
| UHC Dual Complete GA-D2 (HMO-POS D-SNP) UnitedHealthcare · H5322-050-002 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,250 | 4.0★ |
| Anthem Kidney Care (HMO-POS C-SNP) Anthem Blue Cross and Blue Shield · H5422-015-000 | HMO-POS | Only for people with certain chronic conditionsKidney | $0/mo | $5,900 | 3.5★ |
| Anthem Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · H5422-018-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,250 | 3.5★ |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · H5422-019-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,250 | 3.5★ |
| Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) Clear Spring Health · H6672-003-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $6,751 | 2.5★ |
| Aetna Medicare Dual Extra Care (HMO D-SNP) Aetna Medicare · H5302-012-000 | HMO | Only for people who have Medicaid as well as Medicare | $0.40/mo | $9,250 | 4.5★ |
| HealthSpring TotalCare (HMO D-SNP) Cigna Healthcare · H0439-002-000 | HMO | Only for people who have Medicaid as well as Medicare | $3.40/mo | $6,750 | 3.5★ |
| HealthSpring TotalCare Plus (HMO D-SNP) Cigna Healthcare · H0439-012-000 | HMO | Only for people who have Medicaid as well as Medicare | $3.40/mo | $9,250 | 3.5★ |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare · H5302-020-000 | HMO | Only for people who have Medicaid as well as Medicare | $4.80/mo | $9,250 | 4.5★ |
| UHC Dual Complete GA-S3 (HMO-POS D-SNP) UnitedHealthcare · H5322-049-002 | HMO-POS | Only for people who have Medicaid as well as Medicare | $11.10/mo | $9,250 | 4.0★ |
| Aetna Medicare Dual Extra (PPO D-SNP) Aetna Medicare · H2293-021-000 | PPO | Only for people who have Medicaid as well as Medicare | $11.40/mo | $9,250 | 4.0★ |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · H1112-046-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $13.10/mo | $7,500 | 3.5★ |
| Aetna Medicare Dual Extra Care (PPO D-SNP) Aetna Medicare · H2293-002-000 | PPO | Only for people who have Medicaid as well as Medicare | $13.70/mo | $9,250 | 4.0★ |
| CareSource Dual Advantage Plus (HMO D-SNP) CareSource · H8390-017-000 | HMO | Only for people who have Medicaid as well as Medicare | $14.90/mo | $9,250 | Not yet rated |
| CareSource Dual Advantage (HMO D-SNP) CareSource · H8390-015-000 | HMO | Only for people who have Medicaid as well as Medicare | $17.30/mo | $9,250 | Not yet rated |
| UHC Complete Care Support GS-1A (Regional PPO C-SNP) UnitedHealthcare · R2604-002-000 | Regional PPO | Only for people with certain chronic conditionsDiabetes, Heart | $18.10/mo | $9,250 | 4.0★ |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · H1112-006-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $23.50/mo | $9,250 | 3.5★ |
| Wellcare Dual Liberty (HMO-POS D-SNP) Wellcare · H1112-033-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $23.80/mo | $9,250 | 3.5★ |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · H0111-004-000 | PPO | Only for people who have Medicaid as well as Medicare | $25.40/moGives back $1/mo of your Part B premium | $9,250 | 3.5★ |
| UHC Complete Care Support GA-9 (PPO C-SNP) UnitedHealthcare · H1889-028-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $25.40/moGives back $0.90/mo of your Part B premium | $7,900 | 4.0★ |
| UHC Dual Complete GA-V1 (PPO D-SNP) UnitedHealthcare · H3256-006-002 | PPO | Only for people who have Medicaid as well as Medicare | $25.40/moGives back $0.90/mo of your Part B premium | $7,900 | 5.0★ |
| UHC Dual Complete GA-S2 (PPO D-SNP) UnitedHealthcare · H3256-004-002 | PPO | Only for people who have Medicaid as well as Medicare | $25.40/moGives back $0.80/mo of your Part B premium | $9,250 | 5.0★ |
| UHC Dual Complete GA-S1 (PPO D-SNP) UnitedHealthcare · H3256-005-002 | PPO | Only for people who have Medicaid as well as Medicare | $25.40/moGives back $0.80/mo of your Part B premium | $9,250 | 5.0★ |
| PruittHealth Premier D-SNP (HMO D-SNP) PruittHealth Premier · H3291-002-000 | HMO | Only for people who have Medicaid as well as Medicare | $24.80/mo | $9,250 | 5.0★ |
| PruittHealth Premier (HMO I-SNP) PruittHealth Premier · H3291-001-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $25.40/mo | $9,250 | 5.0★ |
| HumanaChoice SNP-DE H5216-205 (PPO D-SNP) Humana · H5216-205-000 | PPO | Only for people who have Medicaid as well as Medicare | $25.40/mo | $9,250 | 3.5★ |
| Humana Dual Select H5216-206 (PPO D-SNP) Humana · H5216-206-000 | PPO | Only for people who have Medicaid as well as Medicare | $25.40/mo | $9,250 | 3.5★ |
| DEVOTED C-SNP CHOICE PLUS 016 GA (PPO C-SNP) Devoted Health · H5453-016-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $25.40/mo | $9,250 | Not yet rated |
| DEVOTED C-SNP CHOICE PREMIUM 018 GA (PPO C-SNP) Devoted Health · H5453-018-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $25.40/mo | $8,950 | Not yet rated |
| Georgia Health Advantage (HMO I-SNP) Georgia Health Advantage · H8093-001-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $25.40/mo | $9,250 | 5.0★ |
| Georgia Health Advantage Choice (HMO I-SNP) Georgia Health Advantage · H8093-002-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $25.40/mo | $9,250 | 5.0★ |
Medicare Advantage plans without drug coverage 15
Medical coverage only. These suit people who get their drugs elsewhere, such as from the VA or an employer, since you generally can't add a separate Part D plan to them.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED CHOICE MA ONLY 003 GA (PPO) Devoted Health · H5453-003-000 | PPO | $0/moGives back $184.70/mo of your Part B premium | $9,250 | Not yet rated |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · H4036-040-000 | PPO | $0/moGives back $155/mo of your Part B premium | $9,250 | 4.0★ |
| AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) UnitedHealthcare · H1889-022-000 | PPO | $0/moGives back $150/mo of your Part B premium | $6,700 | 4.0★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-286-000 | PPO | $0/moGives back $150/mo of your Part B premium | $9,250 | 3.5★ |
| Humana USAA Honor Giveback (PPO) Humana · H7617-096-000 | PPO | $0/moGives back $150/mo of your Part B premium | $9,250 | 4.5★ |
| Wellcare Patriot Giveback Open (PPO) Wellcare · H0111-007-000 | PPO | $0/moGives back $140/mo of your Part B premium | $9,250 | 3.5★ |
| Clover Health Valor (PPO) Clover Health · H5141-056-000 | PPO | $0/moGives back $140/mo of your Part B premium | $7,499 | 4.5★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-217-000 | PPO | $0/moGives back $65/mo of your Part B premium | $6,700 | 3.5★ |
| HumanaChoice R0110-019 (Regional PPO) Humana · R0110-019-000 | Regional PPO | $0/moGives back $2/mo of your Part B premium | $7,550 | 3.5★ |
| Wellcare Patriot Simple (HMO-POS) Wellcare · H1112-034-000 | HMO-POS | $0/mo | $3,400 | 3.5★ |
| Aetna Medicare Eagle Plus (PPO) Aetna Medicare · H2293-009-000 | PPO | $0/mo | $8,900 | 4.0★ |
| Aetna Medicare Eagle Plus (PPO) Aetna Medicare · H3288-034-000 | PPO | $0/mo | $8,900 | 3.5★ |
| HumanaChoice H5216-157 (PPO) Humana · H5216-157-000 | PPO | $0/mo | $9,250 | 3.5★ |
| Anthem Veteran (HMO-POS) Anthem Blue Cross and Blue Shield · H5422-014-000 | HMO-POS | $0/mo | $9,250 | 3.5★ |
| UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO) UnitedHealthcare · R2604-005-000 | Regional PPO | $0/mo | $9,250 | 4.0★ |
Medigap (Medicare Supplement)
A Medigap policy pays some or all of what Original Medicare leaves you owing, and works with any doctor who takes Medicare. The coverage of each plan letter is the same whichever company sells it; only the price differs.
- Plan G: $145–$582/mo from 28 companies, at age 65.
- Plan N: $109–$370/mo from 29 companies, at age 65.
Discussion
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