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Best Medicare plans in Lake County, Illinois

2026 plans. Other years: 2026 · 2027

Best for what?

No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 38 Medicare Advantage plans with drug coverage open to anyone with Medicare in Lake County, and say why it wins and what it gives up. Start with whatever matters most to you.

Medicare Advantage

The best Medicare Advantage plan in Lake County for each need, 2026
Best for Our pick What it offers
A low monthly premium DEVOTED GIVEBACK 003 IL (HMO)Devoted Health $0 a month
Money back on your Part B premium DEVOTED GIVEBACK 003 IL (HMO)Devoted Health $184.70 a month back
The lowest cost in a bad year HealthSpring Preferred (HMO)Cigna Healthcare $2,000 a year at most
Dental coverage Humana Gold Plus H1468-013 (HMO)Humana $5,000 a year
A high star rating HealthSpring Preferred Savings (HMO)Cigna Healthcare 4.5 out of 5 stars
Seeing doctors outside a network Humana Full Access H7617-009 (PPO)Humana $4,500 a year at most

Medigap (Medicare Supplement)

  • High-deductible Plan G: Atlantic Capital Life Assurance Company (Preferred), from $42.73 a month at 65. A preferred rate: only if you pass the company's health questions.
  • Plan G: Atlantic Capital Life Assurance Company (Preferred), from $121.91 a month at 65. A preferred rate: only if you pass the company's health questions.

Why these two, and how to choose between them

Every Medicare plan sold in Lake County

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