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Best Medicare plans in Caldwell County, Kentucky
2026 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 17 Medicare Advantage plans with drug coverage open to anyone with Medicare in Caldwell County, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | Wellcare Giveback (HMO-POS)Wellcare | $0 a month |
| Money back on your Part B premium | Wellcare Giveback (HMO-POS)Wellcare | $84 a month back |
| The lowest cost in a bad year | Wellcare Assist (HMO-POS)Wellcare | $5,379.20 a year at most |
| Dental coverage | AARP Medicare Advantage Extras from UHC KY-5 (HMO-POS)UnitedHealthcare | $3,500 a year |
| A high star rating | Humana USAA Honor Giveback with Rx (PPO)Humana | 4.5 out of 5 stars |
| Seeing doctors outside a network | Anthem Medicare Advantage 3 (PPO)Anthem Blue Cross and Blue Shield | $7,428 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: Humana Achieve (CompBenefits Insurance Company), from $42.41 a month at 65.
- Plan G: Bankers Fidelity Assurance Company (Preferred), from $149.84 a month at 65. A preferred rate: only if you pass the company's health questions.
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