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Best Medicare plans in Oakland County, Michigan

2026 plans. Other years: 2026 · 2027

Best for what?

No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 63 Medicare Advantage plans with drug coverage open to anyone with Medicare in Oakland County, and say why it wins and what it gives up. Start with whatever matters most to you.

Medicare Advantage

The best Medicare Advantage plan in Oakland County for each need, 2026
Best for Our pick What it offers
A low monthly premium Trinity Health Plan of Michigan Cash Back (HMO)Trinity Health Plan of Michigan $0 a month
Money back on your Part B premium Trinity Health Plan of Michigan Cash Back (HMO)Trinity Health Plan of Michigan $148.80 a month back
The lowest cost in a bad year Henry Ford Select (HMO)HAP Senior Plus $3,500 a year at most
Dental coverage Wellcare Simple (HMO-POS)Wellcare $3,000 a year
A high star rating Erickson Advantage Liberty (HMO-POS)UnitedHealthcare 5 out of 5 stars
Seeing doctors outside a network Humana Full Access H7617-055 (PPO)Humana $4,800 a year at most

Medigap (Medicare Supplement)

  • High-deductible Plan G: Mutual of Omaha (Omaha Supplemental Insurance Company), from $45.08 a month at 65.
  • Plan G: Michigan Farm Bureau Health Plans, from $113.48 a month at 65. Requires Farm Bureau membership, which has a yearly fee.

Why these two, and how to choose between them

Every Medicare plan sold in Oakland County

Discussion

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