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Best Medicare plans in St. Louis City, Missouri
2026 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 38 Medicare Advantage plans with drug coverage open to anyone with Medicare in St. Louis City, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | DEVOTED GIVEBACK 002 MO (HMO)Devoted Health | $0 a month |
| Money back on your Part B premium | DEVOTED GIVEBACK 002 MO (HMO)Devoted Health | $164.80 a month back |
| The lowest cost in a bad year | HealthSpring Preferred (HMO)Cigna Healthcare | $2,300 a year at most |
| Dental coverage | Humana Gold Plus H0028-014 (HMO)Humana | $4,000 a year |
| A high star rating | Humana Value Choice H7617-023 (PPO)Humana | 4.5 out of 5 stars |
| Seeing doctors outside a network | Humana Full Access H7617-008 (PPO)Humana | $5,000 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: United American Insurance Company, from $54.00 a month at 65.
- Plan G: Anthem Blue Cross and Blue Shield - Missouri, from $207.76 a month at 65.
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