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Best Medicare plans in Los Alamos County, New Mexico

2026 plans. Other years: 2026 · 2027

Best for what?

No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 14 Medicare Advantage plans with drug coverage open to anyone with Medicare in Los Alamos County, and say why it wins and what it gives up. Start with whatever matters most to you.

Medicare Advantage

The best Medicare Advantage plan in Los Alamos County for each need, 2026
Best for Our pick What it offers
A low monthly premium DEVOTED GIVEBACK 002 NM (HMO)Devoted Health $0 a month
Money back on your Part B premium DEVOTED GIVEBACK 002 NM (HMO)Devoted Health $184.70 a month back
The lowest cost in a bad year DEVOTED CORE 001 NM (HMO)Devoted Health $4,100 a year at most
Dental coverage Blue Cross Medicare Advantage Dental Premier (PPO)Blue Cross and Blue Shield of NM, TX $3,000 a year
A high star rating AARP Medicare Advantage Giveback from UHC NM-8 (PPO)UnitedHealthcare 4 out of 5 stars
Seeing doctors outside a network Blue Cross Medicare Advantage Access (PPO)Blue Cross and Blue Shield of NM, TX $7,320 a year at most

Medigap (Medicare Supplement)

  • High-deductible Plan G: Continental Life Insurance Company of Brentwood, Tennessee (Aetna), from $34.15 a month at 65.
  • Plan G: Atlantic Capital Life Assurance Company (Preferred), from $114.66 a month at 65. A preferred rate: only if you pass the company's health questions.

Why these two, and how to choose between them

Every Medicare plan sold in Los Alamos County

Discussion

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