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Best Medicare plans in New York County, New York
2026 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 29 Medicare Advantage plans with drug coverage open to anyone with Medicare in New York County, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | Humana Gold Plus Giveback H3533-027 (HMO)Humana | $0 a month |
| Money back on your Part B premium | Humana Gold Plus Giveback H3533-027 (HMO)Humana | $61 a month back |
| The lowest cost in a bad year | HealthSpring True Choice (PPO)Cigna Healthcare | $6,800 a year at most |
| Dental coverage | Humana Gold Plus H3533-035 (HMO)Humana | $3,000 a year |
| A high star rating | Anthem Medicare Advantage 2 (HMO-POS)Centers Plan for Healthy Living | 5 out of 5 stars |
| Seeing doctors outside a network | HealthSpring True Choice (PPO)Cigna Healthcare | $11,000 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: EmblemHealth Plan, Inc., from $67.69 a month.
- Plan G: UnitedHealthcare (AARP Program), from $372.50 a month. Requires AARP membership, which has a yearly fee.
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