North Carolina › Onslow County › Best plans
Best Medicare Advantage plan for dental coverage in Onslow County, North Carolina
2026 plans with drug coverage, open to anyone with Medicare here. Other years: 2026 · 2027
Our pick for dental coverage
AARP Medicare Advantage from UHC NC-0004 (PPO)
UnitedHealthcare · H2001-102-000 · PPO
For dental care $2,000 a year
- Premium
- $29/mo
- Out-of-pocket limit
- $6,200
- Part B giveback
- None
- Star rating
- 4.5★
Why this plan
2 of the 9 plans open to everyone here put $2,000 a year towards dental care, the most on offer. Among those 2, AARP Medicare Advantage from UHC NC-0004 (PPO) comes first: it has the lowest premium, $29 a month.
3 plans here file no dollar amount for comprehensive dental care: they may cover only cleanings and exams, or limit care in ways we can't compare in dollars.
What it gives up
- Its premium, $29 a month, is higher than most plans here; the middle plan charges $25 a month.
Where else it does well
- It is rated 4.5 stars, among Medicare's highest ratings.
Who it suits
A large dental allowance suits you if you expect more than cleanings: a crown, a root canal, dentures or implants. Original Medicare covers almost none of that. An allowance is a ceiling, not a promise: the plan can still charge a copay or a share of each bill, limit how often it pays for a service, and pay only dentists in its network.
The next best for dental coverage
| Plan | For dental care | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS | $2,000 a year | $40/mo | $4,200 | 4★ |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS | $1,500 a year | $0/mo | $6,750 | 4★ |
| AARP Medicare Advantage Access from UHC NC-23 (PPO) UnitedHealthcare · PPO | $1,500 a year | $255/mo | $3,000 | 4.5★ |
| AARP Medicare Advantage from UHC NC-0019 (PPO) UnitedHealthcare · PPO | $1,250 a year | $25/mo | $6,700 | 4★ |
Before you choose
- Check your doctors and hospitals. Most Medicare Advantage plans pay only, or mostly, for care in their own network. Ask the plan, or your doctor's office, before you join.
- Price your prescriptions. What your drugs cost can differ by hundreds of dollars a year between plans and outweigh any premium difference. Add them in our plan list to see your own costs.
- Read the plan's own documents. We take every figure from what the plan filed with Medicare, but its Evidence of Coverage is the final word on what it pays.
- Get free advice if you want it. Your State Health Insurance Assistance Program (SHIP) gives free, unbiased help choosing a plan.
How we picked
The plan with the most money a year towards comprehensive dental care -- fillings, crowns, root canals, dentures -- as the plan filed it with Medicare. Money only dental care can use counts ahead of an allowance shared with other benefits. Plans that charge a set copay for each service instead of paying from an allowance (dental HMOs) aren't ranked by dollars; they're listed separately, by their highest copays for fillings and crowns, root canals and dentures. Where several tie, we look next at the largest Part B giveback, then the lowest premium, then the lowest out-of-pocket limit for in-network care. Plans that still tie are listed by name.
We compare the 9 Medicare Advantage plans with drug coverage that anyone with Medicare in Onslow County can join. Special needs plans and PACE, which are only for people who qualify, aren't included; you'll find them on the Onslow County page. No plan pays to be picked.
Discussion
Questions and experiences from other visitors. Comment guidelines
Loading the discussion…