Where to start
This page lists every Medicare plan sold in Ashland County for 2026, sorted from the lowest cost each month. They're in four tables below, by the kind of coverage. Jump to the one that fits you. Under each table, Compare these plans opens the same plans in our plan list, where you can add your prescriptions, narrow the list and compare plans side by side.
- Medicare Advantage with drug coverage (51 plans)
- Part D drug plans (10 plans)
- Special needs plans (32 plans)
- Medicare Advantage without drug coverage (10 plans)
- Medigap (Medicare Supplement) prices
Not sure which you need? Most people choose either a Medicare Advantage plan, which usually includes drug coverage, or Original Medicare with a Part D drug plan and often a Medigap policy to pay what Medicare leaves.
What would these plans cost you? Try the calculator → It's set to Ashland County. Add your age, health and drugs to see what each kind of plan would cost you next year and over the years ahead.
The best plan here for…
- A low monthly premium
- Money back on your Part B premium
- The lowest cost in a bad year
- Dental coverage
- A high star rating
- Seeing doctors outside a network
- The lowest-priced Medigap Plan G
No plan is best for everyone, so we pick one for each of these and explain why. All our picks in Ashland County
At a glance
- 61 Medicare Advantage plans are open to anyone with Medicare here; 36 charge no monthly premium.
- 15 give back part of your Part B premium, up to $184.70 a month.
- The lowest yearly limit on what you pay for in-network care is $3,450.
- 10 Part D drug plans, from $0 to $123.40 a month.
Medicare Advantage plans with drug coverage 51
Medical and drug coverage in one plan, open to anyone with Medicare who lives here. This is what most people mean by a Medicare Advantage plan.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED GIVEBACK 003 OH (HMO) Devoted Health · H2697-003-000 | HMO | $0/moGives back $184.70/mo of your Part B premium | $6,750 | 4.0★ |
| HumanaChoice Giveback H5216-309 (PPO) Humana · H5216-309-000 | PPO | $0/moGives back $123/mo of your Part B premium | $9,150 | 3.5★ |
| HumanaChoice Giveback H7617-003 (PPO) Humana · H7617-003-000 | PPO | $0/moGives back $123/mo of your Part B premium | $9,150 | 4.5★ |
| Humana USAA Honor Giveback with Rx (PPO) Humana · H5216-307-000 | PPO | $0/moGives back $79/mo of your Part B premium | $7,900 | 3.5★ |
| Humana USAA Honor Giveback with Rx (PPO) Humana · H7617-060-000 | PPO | $0/moGives back $79/mo of your Part B premium | $7,900 | 4.5★ |
| AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS) UnitedHealthcare · H5253-135-000 | HMO-POS | $0/moGives back $55/mo of your Part B premium | $8,500 | 4.0★ |
| Aetna Medicare Signature Care (HMO-POS) Aetna Medicare · H0628-005-000 | HMO-POS | $0/mo | $4,900 | 4.0★ |
| Wellcare Simple (HMO-POS) Wellcare · H0908-003-000 | HMO-POS | $0/mo | $6,500 | 3.0★ |
| DEVOTED CHOICE 001 OH (PPO) Devoted Health · H2526-001-000 | PPO | $0/mo | $5,300 | 4.0★ |
| DEVOTED CHOICE 003 OH (PPO) Devoted Health · H2526-003-000 | PPO | $0/mo | $5,300 | 4.0★ |
| DEVOTED CORE 001 OH (HMO) Devoted Health · H2697-001-000 | HMO | $0/mo | $4,900 | 4.0★ |
| DEVOTED CORE 022 OH (HMO) Devoted Health · H2697-022-000 | HMO | $0/mo | $4,300 | 4.0★ |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield · H3655-045-004 | HMO-POS | $0/mo | $5,000 | 4.0★ |
| SummaCare Medicare Topaz (HMO) SummaCare Medicare Advantage Plans · H3660-050-000 | HMO | $0/mo | $4,300 | 4.5★ |
| SummaCare Medicare Quartz (HMO) SummaCare Medicare Advantage Plans · H3660-057-000 | HMO | $0/mo | $3,950 | 4.5★ |
| The Health Plan SecureCare - Option II (HMO) The Health Plan · H3672-013-000 | HMO | $0/mo | $5,000 | 3.5★ |
| MedMutual Advantage Access (PPO) Medical Mutual of Ohio · H4497-005-003 | PPO | $0/mo | $5,000 | 4.5★ |
| HumanaChoice H5216-285 (PPO) Humana · H5216-285-000 | PPO | $0/mo | $5,500 | 3.5★ |
| AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS) UnitedHealthcare · H5253-131-000 | HMO-POS | $0/mo | $6,700 | 4.0★ |
| AARP Medicare Advantage Essentials from UHC OH-5 (HMO-POS) UnitedHealthcare · H5253-144-001 | HMO-POS | $0/mo | $5,400 | 4.0★ |
| Aetna Medicare Signature (PPO) Aetna Medicare · H5521-088-000 | PPO | $0/mo | $5,900 | 4.5★ |
| Humana Gold Plus H6622-014 (HMO-POS) Humana · H6622-014-000 | HMO-POS | $0/mo | $4,200 | 3.5★ |
| MedMutual Advantage Classic (HMO) Medical Mutual of Ohio · H6723-001-001 | HMO | $0/mo | $4,900 | 4.0★ |
| MedMutual Advantage Signature (HMO-POS) Medical Mutual of Ohio · H6723-006-006 | HMO-POS | $0/mo | $4,200 | 4.0★ |
| HumanaChoice H7617-004 (PPO) Humana · H7617-004-000 | PPO | $0/mo | $5,500 | 4.5★ |
| The Health Plan SecureChoice Optimum (PPO) The Health Plan · H8604-014-001 | PPO | $0/mo | $5,900 | 3.5★ |
| HumanaChoice H5216-106 (PPO) Humana · H5216-106-000 | PPO | $1/mo | $5,050 | 3.5★ |
| Humana Gold Plus H6622-055 (HMO) Humana · H6622-055-000 | HMO | $16/mo | $6,550 | 3.5★ |
| HumanaChoice H5216-023 (PPO) Humana · H5216-023-000 | PPO | $21/mo | $6,550 | 3.5★ |
| Humana Full Access H5525-042 (PPO) Humana · H5525-042-000 | PPO | $27/mo | $9,150 | 3.5★ |
| Wellcare Assist (HMO-POS) Wellcare · H0908-004-000 | HMO-POS | $30.10/mo | $4,700 | 3.0★ |
| Humana Value Plus H5525-041 (PPO) Humana · H5525-041-000 | PPO | $31.40/moGives back $1/mo of your Part B premium | $9,250 | 3.5★ |
| DEVOTED PREMIUM 002 OH (HMO) Devoted Health · H2697-002-000 | HMO | $31.40/mo | $4,500 | 4.0★ |
| Anthem Extra Help (HMO-POS) Anthem Blue Cross and Blue Shield · H3655-041-000 | HMO-POS | $31.40/mo | $7,350 | 4.0★ |
| Humana Gold Choice H8145-032 (PFFS) Humana · H8145-032-000 | PFFS | $37/mo | $3,950 | 3.5★ |
| AARP Medicare Advantage Essentials from UHC OH-6 (HMO-POS) UnitedHealthcare · H5253-124-001 | HMO-POS | $41/mo | $3,900 | 4.0★ |
| MedMutual Advantage Select (PPO) Medical Mutual of Ohio · H4497-001-001 | PPO | $44/mo | $6,775 | 4.5★ |
| MedMutual Advantage Choice (HMO) Medical Mutual of Ohio · H6723-002-001 | HMO | $45/mo | $3,700 | 4.0★ |
| SummaCare Medicare Ruby (HMO) SummaCare Medicare Advantage Plans · H3660-044-000 | HMO | $50/mo | $3,600 | 4.5★ |
| Anthem Medicare Advantage 3 (PPO) Anthem Blue Cross and Blue Shield · H4036-025-000 | PPO | $51/mo | $6,750 | 4.0★ |
| AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) UnitedHealthcare · H5253-126-001 | HMO-POS | $51/mo | $4,200 | 4.0★ |
| MedMutual Advantage Preferred (PPO) Medical Mutual of Ohio · H4497-002-001 | PPO | $73/mo | $5,800 | 4.5★ |
| AARP Medicare Advantage from UHC OH-0001 (HMO-POS) UnitedHealthcare · H5253-051-000 | HMO-POS | $76/mo | $3,900 | 4.0★ |
| HumanaChoice R0110-016 (Regional PPO) Humana · R0110-016-000 | Regional PPO | $80/mo | $7,050 | 3.5★ |
| SummaCare Medicare Sapphire (HMO-POS) SummaCare Medicare Advantage Plans · H3660-029-000 | HMO-POS | $83/mo | $3,650 | 4.5★ |
| HumanaChoice H5525-030 (PPO) Humana · H5525-030-000 | PPO | $85/mo | $3,950 | 3.5★ |
| Anthem Medicare Advantage (Regional PPO) Anthem Blue Cross and Blue Shield · R5941-014-000 | Regional PPO | $87/mo | $6,750 | 3.5★ |
| MedMutual Advantage Plus (HMO) Medical Mutual of Ohio · H6723-003-001 | HMO | $90/mo | $3,600 | 4.0★ |
| Aetna Medicare Premier (PPO) Aetna Medicare · H5521-020-000 | PPO | $95/mo | $4,900 | 4.5★ |
| The Health Plan SecureChoice - Option II (PPO) The Health Plan · H8604-011-000 | PPO | $109/mo | $6,700 | 3.5★ |
| MedMutual Advantage Premium (PPO) Medical Mutual of Ohio · H4497-003-001 | PPO | $149/mo | $3,450 | 4.5★ |
Part D drug plans 10
Standalone drug coverage, for people who keep Original Medicare (often with a Medigap policy). Drug plans are sold for a whole region, so the same plans are sold throughout Ohio.
| Plan | Premium | Drug deductible | Stars |
|---|---|---|---|
| Humana Basic Rx Plan (PDP) Humana · S5884-137-000 | $0/mo | $615 | 3★ |
| Wellcare Value Script (PDP) Wellcare · S4802-149-000 | $7.60/mo | $615 | 3.5★ |
| Wellcare Classic (PDP) Wellcare · S4802-085-000 | $7.70/mo | $615 | 3.5★ |
| Humana Value Rx Plan (PDP) Humana · S5884-193-000 | $23.70/mo | $601 | 3★ |
| HealthSpring Extra Rx (PDP) Cigna Healthcare · S5617-364-000 | $65.70/mo | $615 | 2.5★ |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare · S5921-359-000 | $73.70/mo | $615 | 2★ |
| SilverScript Choice (PDP) Aetna Medicare · S5601-028-000 | $90.30/mo | $615 | 3★ |
| HealthSpring Assurance Rx (PDP) Cigna Healthcare · S5617-068-000 | $109.50/mo | $615 | 2.5★ |
| Humana Premier Rx Plan (PDP) Humana · S5884-160-000 | $117.60/mo | None | 3★ |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare · S5921-395-000 | $123.40/mo | $130 | 2★ |
Special needs plans 32
Medicare Advantage plans built for people with particular needs, and open only to people who have them. If one of the three below describes you, these are often worth a look before a general plan. Each row says who can join.
Who special needs plans are for
- D-SNP: you have Medicaid as well as Medicare (sometimes called "dual eligible" or "Medi-Medi").
- C-SNP: you have a chronic condition the plan is built around, such as diabetes, heart failure, chronic lung disease or dementia. The plan checks with your doctor.
- I-SNP: you live in a nursing home or similar facility, or need that level of care at home.
Why people choose them
- Care built around you. Most assign a care coordinator, and many run clinical programs for the condition they serve: diabetes education and supplies, heart or lung monitoring, medication reviews, or doctors who visit you in a facility.
- Often more generous extras. Many offer larger allowances than general plans for groceries, over-the-counter items, transportation, meals or utilities. Compare the figures; they vary widely from plan to plan.
- Lower costs for many members. With full Medicaid, a D-SNP member usually pays nothing for care Medicare covers.
The catch: you have to qualify, and the plan will check, for example your Medicaid status or a doctor's confirmation of your condition. If you're not sure, your State Health Insurance Assistance Program (SHIP) gives free, unbiased advice.
| Plan | Network | Who can join | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · H0628-036-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $6,750 | 4.0★ |
| UHC Complete Care OH-18 (HMO-POS C-SNP) UnitedHealthcare · H5253-190-000 | HMO-POS | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $6,700 | 4.0★ |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · H6622-017-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,150 | 3.5★ |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Ohio · H9955-007-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,250 | 3.0★ |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · H2628-003-000 | HMO | Only for people who have Medicaid as well as Medicare | $0.20/mo | $9,250 | Not yet rated |
| Anthem Full Dual Advantage 2 (HMO D-SNP) Anthem Blue Cross and Blue Shield · H2628-004-000 | HMO | Only for people who have Medicaid as well as Medicare | $2.30/mo | $9,250 | Not yet rated |
| Humana Gold Plus SNP-DE H6622-087 (HMO D-SNP) Humana · H6622-087-000 | HMO | Only for people who have Medicaid as well as Medicare | $4.60/mo | $9,250 | 3.5★ |
| Anthem Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · H2628-005-000 | HMO | Only for people who have Medicaid as well as Medicare | $7.10/mo | $6,750 | Not yet rated |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare · H0628-041-000 | HMO | Only for people who have Medicaid as well as Medicare | $17.20/mo | $9,250 | 4.0★ |
| Humana Gold Plus SNP-DE H6622-015 (HMO D-SNP) Humana · H6622-015-000 | HMO | Only for people who have Medicaid as well as Medicare | $17.40/mo | $9,250 | 3.5★ |
| The Health Plan SecureCare SNP (HMO D-SNP) The Health Plan · H3672-019-000 | HMO | Only for people who have Medicaid as well as Medicare | $17.70/mo | $9,250 | 3.5★ |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare · H0628-013-000 | HMO | Only for people who have Medicaid as well as Medicare | $17.90/mo | $9,250 | 4.0★ |
| Molina Complete Care for MyCare Ohio (HMO D-SNP) Molina Healthcare of Ohio · H9955-008-000 | HMO | Only for people who have Medicaid as well as Medicare | $19.60/mo | $9,250 | 3.0★ |
| Humana Together in Health (PPO I-SNP) Humana · H5216-401-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $23.40/mo | $9,250 | 3.5★ |
| Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · H2628-001-000 | HMO | Only for people who have Medicaid as well as Medicare | $25.70/mo | $9,250 | Not yet rated |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · H0908-001-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $27.40/mo | $9,250 | 3.0★ |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare · H0628-031-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $28.60/mo | $9,250 | 4.0★ |
| UHC Dual Complete OH-D1 (PPO D-SNP) UnitedHealthcare · H2001-058-000 | PPO | Only for people who have Medicaid as well as Medicare | $31.40/moGives back $1.70/mo of your Part B premium | $9,250 | 4.5★ |
| UHC Dual Complete OH-S3 (HMO-POS D-SNP) UnitedHealthcare Community Plan · H1285-002-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $31.40/moGives back $1.60/mo of your Part B premium | $9,250 | Not yet rated |
| UHC Dual Complete OH-V002 (HMO-POS D-SNP) UnitedHealthcare · H5322-034-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $31.40/moGives back $1/mo of your Part B premium | $5,800 | 4.0★ |
| UHC Dual Complete OH-D002 (HMO-POS D-SNP) UnitedHealthcare · H5322-028-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $31.40/moGives back $0.90/mo of your Part B premium | $9,250 | 4.0★ |
| Valor Health Plan (HMO I-SNP) Valor Health Plan · H1119-001-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $31.40/moGives back $0.20/mo of your Part B premium | $9,250 | 4.0★ |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · H0908-006-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $31.40/mo | $4,200 | 3.0★ |
| Wellcare Dual Liberty (HMO-POS D-SNP) Wellcare · H0908-007-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $31.40/mo | $9,250 | 3.0★ |
| DEVOTED DUAL PLUS 010 OH (HMO D-SNP) Devoted Health · H2697-010-000 | HMO | Only for people who have Medicaid as well as Medicare | $31.40/mo | $9,250 | 4.0★ |
| DEVOTED DUAL 011 OH (HMO D-SNP) Devoted Health · H2697-011-000 | HMO | Only for people who have Medicaid as well as Medicare | $31.40/mo | $4,300 | 4.0★ |
| DEVOTED C-SNP PLUS 016 OH (HMO C-SNP) Devoted Health · H2697-016-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $31.40/mo | $9,250 | 4.0★ |
| DEVOTED C-SNP PREMIUM 017 OH (HMO C-SNP) Devoted Health · H2697-017-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $31.40/mo | $4,600 | 4.0★ |
| Wellcare Buckeye MyCare Ohio Dual Align (HMO D-SNP) Wellcare · H4158-001-000 | HMO | Only for people who have Medicaid as well as Medicare | $31.40/mo | $9,250 | Not yet rated |
| Humana Dual Select H5525-046 (PPO D-SNP) Humana · H5525-046-000 | PPO | Only for people who have Medicaid as well as Medicare | $31.40/mo | $9,250 | 3.5★ |
| CareSource MyCare Ohio (HMO D-SNP) CareSource MyCare Ohio (HMO D-SNP) · H6396-017-000 | HMO | Only for people who have Medicaid as well as Medicare | $31.40/mo | $8,950 | 4.5★ |
| Humana Together in Health Select (PPO I-SNP) Humana · H5216-453-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $138/mo | $4,900 | 3.5★ |
Medicare Advantage plans without drug coverage 10
Medical coverage only. These suit people who get their drugs elsewhere, such as from the VA or an employer, since you generally can't add a separate Part D plan to them.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED CHOICE MA ONLY 002 OH (PPO) Devoted Health · H2526-002-000 | PPO | $0/moGives back $184.70/mo of your Part B premium | $9,250 | 4.0★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-441-000 | PPO | $0/moGives back $176/mo of your Part B premium | $7,900 | 3.5★ |
| Humana USAA Honor Giveback (PPO) Humana · H7617-073-000 | PPO | $0/moGives back $176/mo of your Part B premium | $7,900 | 4.5★ |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · H4036-022-000 | PPO | $0/moGives back $165/mo of your Part B premium | $5,900 | 4.0★ |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · H5521-487-000 | PPO | $0/moGives back $105/mo of your Part B premium | $6,900 | 4.5★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-218-000 | PPO | $0/moGives back $100/mo of your Part B premium | $7,900 | 3.5★ |
| The Health Plan SecureCare Integrity Plan 3 (HMO) The Health Plan · H3672-014-000 | HMO | $0/moGives back $50/mo of your Part B premium | $6,500 | 3.5★ |
| HumanaChoice R0110-015 (Regional PPO) Humana · R0110-015-000 | Regional PPO | $0/moGives back $33/mo of your Part B premium | $5,700 | 3.5★ |
| SummaCare Medicare Amber (HMO) SummaCare Medicare Advantage Plans · H3660-052-001 | HMO | $0/mo | $3,450 | 4.5★ |
| Anthem Veteran (Regional PPO) Anthem Blue Cross and Blue Shield · R5941-013-000 | Regional PPO | $0/mo | $4,900 | 3.5★ |
Medigap (Medicare Supplement)
A Medigap policy pays some or all of what Original Medicare leaves you owing, and works with any doctor who takes Medicare. The coverage of each plan letter is the same whichever company sells it; only the price differs.
- Plan G: $130–$877/mo from 42 companies, at age 65.
- Plan N: $102–$671/mo from 40 companies, at age 65.
Discussion
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