Oregon › Multnomah County
Medicare plans in Multnomah County, Oregon
2026 plans. Other years: 2026 · 2027
Where to start
This page lists every Medicare plan sold in Multnomah County for 2026, sorted from the lowest cost each month. They're in four tables below, by the kind of coverage. Jump to the one that fits you. Under each table, Compare these plans opens the same plans in our plan list, where you can add your prescriptions, narrow the list and compare plans side by side.
- Medicare Advantage with drug coverage (34 plans)
- Part D drug plans (10 plans)
- Special needs plans (16 plans)
- Medicare Advantage without drug coverage (10 plans)
- Medigap (Medicare Supplement) prices
Not sure which you need? Most people choose either a Medicare Advantage plan, which usually includes drug coverage, or Original Medicare with a Part D drug plan and often a Medigap policy to pay what Medicare leaves.
What would these plans cost you? Try the calculator → It's set to Multnomah County. Add your age, health and drugs to see what each kind of plan would cost you next year and over the years ahead.
The best plan here for…
- A low monthly premium
- Money back on your Part B premium
- The lowest cost in a bad year
- Dental coverage
- A high star rating
- Seeing doctors outside a network
- The lowest-priced Medigap Plan G
No plan is best for everyone, so we pick one for each of these and explain why. All our picks in Multnomah County
At a glance
- 44 Medicare Advantage plans are open to anyone with Medicare here; 26 charge no monthly premium.
- 12 give back part of your Part B premium, up to $154.20 a month.
- The lowest yearly limit on what you pay for in-network care is $3,500.
- 10 Part D drug plans, from $0 to $110 a month.
Medicare Advantage plans with drug coverage 34
Medical and drug coverage in one plan, open to anyone with Medicare who lives here. This is what most people mean by a Medicare Advantage plan.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED GIVEBACK 004 OR (HMO) Devoted Health · H2923-004-000 | HMO | $0/moGives back $154.20/mo of your Part B premium | $7,900 | 3.5★ |
| Humana Gold Plus Giveback H1036-323 (HMO) Humana · H1036-323-000 | HMO | $0/moGives back $61/mo of your Part B premium | $8,800 | 4.5★ |
| Wellcare Giveback Open (PPO) Wellcare · H5439-015-000 | PPO | $0/moGives back $10/mo of your Part B premium | $9,250 | 3.0★ |
| Kaiser Permanente Senior Advantage Value (HMO-POS) Kaiser Permanente · H9003-009-000 | HMO-POS | $0/moGives back $10/mo of your Part B premium | $5,500 | 4.0★ |
| Humana Gold Plus H1036-153 (HMO) Humana · H1036-153-000 | HMO | $0/moGives back $1/mo of your Part B premium | $4,750 | 4.5★ |
| HumanaChoice H5216-428 (PPO) Humana · H5216-428-002 | PPO | $0/moGives back $1/mo of your Part B premium | $6,750 | 3.5★ |
| Aetna Medicare Elite (HMO-POS) Aetna Medicare · H2056-003-000 | HMO-POS | $0/mo | $5,900 | 3.0★ |
| AARP Medicare Advantage from UHC OR-0002 (PPO) UnitedHealthcare · H2406-070-000 | PPO | $0/mo | $6,700 | 4.0★ |
| DEVOTED CORE 001 OR (HMO) Devoted Health · H2923-001-000 | HMO | $0/mo | $5,900 | 3.5★ |
| AARP Medicare Advantage Essentials from UHC OR-4 (HMO-POS) UnitedHealthcare · H3805-039-001 | HMO-POS | $0/mo | $5,500 | 3.5★ |
| AARP Medicare Advantage Extras from UHC OR-6 (HMO-POS) UnitedHealthcare · H3805-041-000 | HMO-POS | $0/mo | $6,700 | 3.5★ |
| PacificSource Medicare MyCare Rx 40 (HMO) PacificSource Medicare · H3864-040-000 | HMO | $0/mo | $6,750 | 3.5★ |
| HealthSpring Preferred (HMO) Cigna Healthcare · H4407-035-000 | HMO | $0/mo | $5,000 | 4.0★ |
| Wellcare Simple Open (PPO) Wellcare · H5439-022-002 | PPO | $0/mo | $8,500 | 3.0★ |
| Aetna Medicare Signature (PPO) Aetna Medicare · H5521-492-000 | PPO | $0/mo | $6,900 | 4.5★ |
| Wellcare Simple (HMO-POS) Wellcare · H6815-039-000 | HMO-POS | $0/mo | $7,500 | 3.0★ |
| ATRIO Choice Rx (PPO) ATRIO Health Plans · H7006-018-000 | PPO | $0/mo | $5,500 | 2.0★ |
| HealthSpring True Choice (PPO) Cigna Healthcare · H7849-152-000 | PPO | $0/mo | $6,800 | 3.0★ |
| Providence Medicare Prime + Rx (HMO) Providence Medicare Advantage Plans · H9047-037-000 | HMO | $0/mo | $6,750 | 4.0★ |
| DEVOTED CHOICE PREMIUM 002 OR (PPO) Devoted Health · H7199-002-000 | PPO | $29/mo | $5,900 | 3.5★ |
| Wellcare Low Premium (HMO-POS) Wellcare · H6815-038-000 | HMO-POS | $35/mo | $7,900 | 3.0★ |
| Kaiser Permanente Senior Advantage Standard (HMO-POS) Kaiser Permanente · H9003-006-000 | HMO-POS | $37/mo | $4,500 | 4.0★ |
| DEVOTED PREMIUM 005 OR (HMO) Devoted Health · H2923-005-000 | HMO | $43.20/mo | $5,900 | 3.5★ |
| Regence MedAdvantage + Rx Primary (PPO) Regence BlueCross BlueShield of Oregon · H3817-011-001 | PPO | $59/mo | $6,700 | 3.0★ |
| Wellcare Low Premium Open (PPO) Wellcare · H5439-019-000 | PPO | $59/mo | $7,000 | 3.0★ |
| AARP Medicare Advantage from UHC OR-0003 (HMO-POS) UnitedHealthcare · H3805-001-000 | HMO-POS | $69/mo | $5,200 | 3.5★ |
| AARP Medicare Advantage from UHC OR-0001 (PPO) UnitedHealthcare · H2406-042-000 | PPO | $74/mo | $5,700 | 4.0★ |
| HumanaChoice H5216-048 (PPO) Humana · H5216-048-000 | PPO | $87/mo | $6,750 | 3.5★ |
| Regence MedAdvantage + Rx Classic (PPO) Regence BlueCross BlueShield of Oregon · H3817-008-001 | PPO | $104/mo | $6,000 | 3.0★ |
| Kaiser Permanente Senior Advantage Enhanced (HMO-POS) Kaiser Permanente · H9003-001-000 | HMO-POS | $119/mo | $3,500 | 4.0★ |
| Wellcare Premium Ultra Open (PPO) Wellcare · H5439-011-000 | PPO | $160/mo | $6,500 | 3.0★ |
| Providence Medicare Extra + Rx (HMO) Providence Medicare Advantage Plans · H9047-064-000 | HMO | $161/mo | $4,200 | 4.0★ |
| Regence MedAdvantage + Rx Enhanced (PPO) Regence BlueCross BlueShield of Oregon · H3817-009-001 | PPO | $224/mo | $5,400 | 3.0★ |
| Providence Medicare Extra Part B Only + Rx (HMO) Providence Medicare Advantage Plans · H9047-013-000 | HMO | Not listed | $4,000 | 4.0★ |
Part D drug plans 10
Standalone drug coverage, for people who keep Original Medicare (often with a Medigap policy). Drug plans are sold for a whole region, so the same plans are sold throughout Oregon, Washington.
| Plan | Premium | Drug deductible | Stars |
|---|---|---|---|
| HealthSpring Assurance Rx (PDP) Cigna Healthcare · S5617-148-000 | $0/mo | $615 | 2.5★ |
| Humana Basic Rx Plan (PDP) Humana · S5884-113-000 | $0/mo | $615 | 3★ |
| Wellcare Classic (PDP) Wellcare · S4802-020-000 | $0/mo | $615 | 3.5★ |
| Wellcare Value Script (PDP) Wellcare · S4802-135-000 | $0/mo | $615 | 3.5★ |
| Humana Value Rx Plan (PDP) Humana · S5884-209-000 | $22.10/mo | $601 | 3★ |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare · S5921-374-000 | $38.40/mo | $615 | 2★ |
| HealthSpring Extra Rx (PDP) Cigna Healthcare · S5617-380-000 | $50/mo | $615 | 2.5★ |
| SilverScript Choice (PDP) Aetna Medicare · S5601-060-000 | $85.90/mo | $615 | 3★ |
| Humana Premier Rx Plan (PDP) Humana · S5884-176-000 | $108.60/mo | None | 3★ |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare · S5921-411-000 | $110/mo | $130 | 2★ |
Special needs plans 16
Medicare Advantage plans built for people with particular needs, and open only to people who have them. If one of the three below describes you, these are often worth a look before a general plan. Each row says who can join.
Who special needs plans are for
- D-SNP: you have Medicaid as well as Medicare (sometimes called "dual eligible" or "Medi-Medi").
- C-SNP: you have a chronic condition the plan is built around, such as diabetes, heart failure, chronic lung disease or dementia. The plan checks with your doctor.
- I-SNP: you live in a nursing home or similar facility, or need that level of care at home.
Why people choose them
- Care built around you. Most assign a care coordinator, and many run clinical programs for the condition they serve: diabetes education and supplies, heart or lung monitoring, medication reviews, or doctors who visit you in a facility.
- Often more generous extras. Many offer larger allowances than general plans for groceries, over-the-counter items, transportation, meals or utilities. Compare the figures; they vary widely from plan to plan.
- Lower costs for many members. With full Medicaid, a D-SNP member usually pays nothing for care Medicare covers.
The catch: you have to qualify, and the plan will check, for example your Medicaid status or a doctor's confirmation of your condition. If you're not sure, your State Health Insurance Assistance Program (SHIP) gives free, unbiased advice.
| Plan | Network | Who can join | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · H1036-306-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/moGives back $1/mo of your Part B premium | $5,500 | 4.5★ |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · H1036-317-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/moGives back $1/mo of your Part B premium | $9,250 | 4.5★ |
| UHC Complete Care OR-5 (HMO-POS C-SNP) UnitedHealthcare · H3805-040-000 | HMO-POS | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $5,500 | 3.5★ |
| Providence Medicare Dual Plus (HMO D-SNP) Providence Medicare Advantage Plans · H9047-043-000 | HMO | Only for people who have Medicaid as well as Medicare | $8.80/mo | $9,250 | 4.0★ |
| UHC Nursing Home Plan OR-F001 (PPO I-SNP) UnitedHealthcare · H0710-036-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $10.50/mo | $9,250 | 4.5★ |
| UHC Care Advantage OR-E001 (PPO I-SNP) UnitedHealthcare · H0710-037-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $10.50/mo | $4,000 | 4.5★ |
| AgeRight Advantage Health Plan (HMO I-SNP) AgeRight Advantage · H1372-001-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $10.50/mo | $9,250 | 4.0★ |
| UHC Complete Care Support OR-1A (PPO C-SNP) UnitedHealthcare · H2001-045-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $10.50/mo | $9,250 | 4.5★ |
| Wellcare Dual Select Sync (HMO-POS D-SNP) Wellcare · H2174-001-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $10.50/mo | $9,250 | 3.0★ |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · H2174-012-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $10.50/mo | $6,750 | 3.0★ |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · H2174-013-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $10.50/mo | $9,250 | 3.0★ |
| DEVOTED C-SNP PLUS 009 OR (HMO C-SNP) Devoted Health · H2923-009-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $10.50/mo | $9,250 | 3.5★ |
| PacificSource Dual Care Alliance (HMO D-SNP) PacificSource Medicare · H3864-045-000 | HMO | Only for people who have Medicaid as well as Medicare | $10.50/mo | $9,250 | 3.5★ |
| CareOregon Advantage Plus (HMO D-SNP) CareOregon Advantage · H5859-001-000 | HMO | Only for people who have Medicaid as well as Medicare | $10.50/mo | $9,250 | 3.5★ |
| AgeRight Advantage Plus Health Plan (HMO I-SNP) AgeRight Advantage · H1372-002-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $65/mo | $6,000 | 4.0★ |
| AgeRight Advantage Premier Health Plan (HMO C-SNP) AgeRight Advantage · H1372-003-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $65/mo | $6,000 | 4.0★ |
PACE
PACE isn't a special needs plan, but it isn't open to everyone either: it is for people 55 and older who need a nursing-home level of care and can live safely at home with its help. Sold here: Providence ElderPlace Portland (dual eligible) (PACE), Providence ElderPlace Portland (private pay) (PACE).
Medicare Advantage plans without drug coverage 10
Medical coverage only. These suit people who get their drugs elsewhere, such as from the VA or an employer, since you generally can't add a separate Part D plan to them.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx OR-MA01 (PPO) UnitedHealthcare · H2406-073-000 | PPO | $0/moGives back $140/mo of your Part B premium | $6,700 | 4.0★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-427-002 | PPO | $0/moGives back $125/mo of your Part B premium | $9,150 | 3.5★ |
| Wellcare Patriot Giveback Open (PPO) Wellcare · H5439-010-000 | PPO | $0/moGives back $50/mo of your Part B premium | $6,750 | 3.0★ |
| Aetna Medicare Eagle (PPO) Aetna Medicare · H5521-493-000 | PPO | $0/moGives back $50/mo of your Part B premium | $5,900 | 4.5★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-455-000 | PPO | $0/moGives back $30/mo of your Part B premium | $5,100 | 3.5★ |
| Regence Valiance (PPO) Regence BlueCross BlueShield of Oregon · H3817-010-000 | PPO | $0/moGives back $15/mo of your Part B premium | $5,300 | 3.0★ |
| ATRIO Freedom (PPO) ATRIO Health Plans · H7006-021-000 | PPO | $0/mo | $4,150 | 2.0★ |
| PacificSource Medicare MyCare Choice 30 (HMO-POS) PacificSource Medicare · H3864-030-000 | HMO-POS | $15/mo | $4,950 | 3.5★ |
| Providence Medicare Reverence (HMO-POS) Providence Medicare Advantage Plans · H9047-035-000 | HMO-POS | $25/mo | $6,750 | 4.0★ |
| Providence Medicare Focus Medical (HMO) Providence Medicare Advantage Plans · H9047-033-000 | HMO | $120/mo | $4,200 | 4.0★ |
Medigap (Medicare Supplement)
A Medigap policy pays some or all of what Original Medicare leaves you owing, and works with any doctor who takes Medicare. The coverage of each plan letter is the same whichever company sells it; only the price differs.
- Plan G: $166–$609/mo from 17 companies, at age 65.
- Plan N: $115–$382/mo from 17 companies, at age 65.
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