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Best Medicare plans in Fredericksburg City, Virginia
2026 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 21 Medicare Advantage plans with drug coverage open to anyone with Medicare in Fredericksburg City, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | Humana Essentials Plus Giveback H5216-308 (PPO)Humana | $0 a month |
| Money back on your Part B premium | Humana Essentials Plus Giveback H5216-308 (PPO)Humana | $117 a month back |
| The lowest cost in a bad year | Kaiser Permanente Medicare Advantage Standard 1 VA (HMO-POS)Kaiser Permanente | $6,080 a year at most |
| Dental coverage | Humana Total Complete H6622-091 (HMO)Humana | $3,000 a year |
| A high star rating | Humana Essentials Plus Giveback H7617-100 (PPO)Humana | 4.5 out of 5 stars |
| Seeing doctors outside a network | Aetna Medicare Elite (PPO)Aetna Medicare | $11,180 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: Bankers Life (Underwritten by Washington National Insurance Company), from $32.35 a month at 65.
- Plan G: Bankers Fidelity Assurance Company (Preferred), from $109.75 a month at 65. A preferred rate: only if you pass the company's health questions.
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