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Best Medicare plans in Spokane County, Washington
2026 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 24 Medicare Advantage plans with drug coverage open to anyone with Medicare in Spokane County, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | Humana Gold Plus Giveback H1036-319 (HMO)Humana | $0 a month |
| Money back on your Part B premium | Humana Gold Plus Giveback H1036-319 (HMO)Humana | $66 a month back |
| The lowest cost in a bad year | HealthSpring Preferred (HMO)Cigna Healthcare | $4,200 a year at most |
| Dental coverage | HumanaChoice H5216-426 (PPO)Humana | $3,500 a year |
| A high star rating | Humana Gold Plus Giveback H1036-319 (HMO)Humana | 4.5 out of 5 stars |
| Seeing doctors outside a network | AARP Medicare Advantage from UHC WA-17 (PPO)UnitedHealthcare | $10,100 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: United American Insurance Company, from $48.00 a month at 65.
- Plan G: Premera Blue Cross (WA State Health Care Authority), from $233.34 a month at 65. Sold through a state employee program: may be limited to the people it covers.
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