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Best Medicare plans in San Francisco County, California
2027 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 22 Medicare Advantage plans with drug coverage open to anyone with Medicare in San Francisco County, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. | $0 a month |
| Money back on your Part B premium | Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. | $15 a month back |
| The lowest cost in a bad year | Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. | $295 a year at most |
| Dental coverage | Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. | $4,000 a year |
| A high star rating | Kaiser Permanente Senior Advantage Basic SF (HMO)Kaiser Permanente | 4.5 out of 5 stars |
| Seeing doctors outside a network | HumanaChoice H5525-087 (PPO)Humana | $11,902 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: Bankers Life (Underwritten by Washington National Insurance Company), from $46.05 a month at 65.
- Plan G: State Farm Mutual Automobile Insurance Company, from $190.83 a month at 65.
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