Indiana › De Kalb County
Medicare plans in De Kalb County, Indiana
2027 plans. Other years: 2026 · 2027
Where to start
This page lists every Medicare plan sold in De Kalb County for 2027, sorted from the lowest cost each month. They're in four tables below, by the kind of coverage. Jump to the one that fits you. Under each table, Compare these plans opens the same plans in our plan list, where you can add your prescriptions, narrow the list and compare plans side by side.
- Medicare Advantage with drug coverage (26 plans)
- Part D drug plans (8 plans)
- Special needs plans (23 plans)
- Medicare Advantage without drug coverage (6 plans)
- Medigap (Medicare Supplement) prices
Not sure which you need? Most people choose either a Medicare Advantage plan, which usually includes drug coverage, or Original Medicare with a Part D drug plan and often a Medigap policy to pay what Medicare leaves.
What would these plans cost you? Try the calculator → It's set to De Kalb County. Add your age, health and drugs to see what each kind of plan would cost you next year and over the years ahead.
The best plan here for…
- A low monthly premium
- Money back on your Part B premium
- The lowest cost in a bad year
- Dental coverage
- A high star rating
- Seeing doctors outside a network
- The lowest-priced Medigap Plan G
No plan is best for everyone, so we pick one for each of these and explain why. All our picks in De Kalb County
At a glance
- 32 Medicare Advantage plans are open to anyone with Medicare here; 23 charge no monthly premium.
- 12 give back part of your Part B premium, up to $190 a month.
- The lowest yearly limit on what you pay for in-network care is $4,450.
- 8 Part D drug plans, from $5.30 to $225.90 a month.
Medicare Advantage plans with drug coverage 26
Medical and drug coverage in one plan, open to anyone with Medicare who lives here. This is what most people mean by a Medicare Advantage plan.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED CHOICE GIVEBACK 002 IN (PPO) Devoted Health · H7471-002-000 | PPO | $0/moGives back $183/mo of your Part B premium | $9,650 | Not yet rated |
| Humana Essentials Plus Giveback (PPO) Humana · H7617-144-001 | PPO | $0/moGives back $124/mo of your Part B premium | $9,850 | 4.5★ |
| HumanaChoice Giveback H5216-481 (PPO) Humana · H5216-481-001 | PPO | $0/moGives back $123/mo of your Part B premium | $9,850 | 4.0★ |
| DEVOTED CHOICE GIVEBACK EXTRAS 024 IN (PPO) Devoted Health · H7471-024-000 | PPO | $0/moGives back $90/mo of your Part B premium | $7,100 | Not yet rated |
| AARP Medicare Advantage Giveback from UHC IN-20 (HMO-POS) UnitedHealthcare · H2802-059-000 | HMO-POS | $0/moGives back $47/mo of your Part B premium | $7,150 | 3.5★ |
| Wellcare Giveback Open (PPO) Wellcare · H6348-008-000 | PPO | $0/moGives back $39.50/mo of your Part B premium | $9,850 | 2.5★ |
| AARP Medicare Advantage from UHC IN-0006 (PPO) UnitedHealthcare · H2406-066-000 | PPO | $0/mo | $5,900 | 4.0★ |
| AARP Medicare Advantage Essentials from UHC IN-10 (HMO-POS) UnitedHealthcare · H2802-007-000 | HMO-POS | $0/mo | $5,400 | 3.5★ |
| AARP Medicare Advantage Extras from UHC IN-16 (HMO-POS) UnitedHealthcare · H2802-055-000 | HMO-POS | $0/mo | $7,150 | 3.5★ |
| Anthem Medicare Advantage (HMO-POS) Anthem HealthKeepers · H3447-042-002 | HMO-POS | $0/mo | $8,750 | 3.0★ |
| Wellcare Simple (HMO-POS) Wellcare · H3499-002-000 | HMO-POS | $0/mo | $5,900 | 3.0★ |
| Anthem Medicare Advantage 7 (HMO-POS) Anthem Blue Cross and Blue Shield · H3529-002-002 | HMO-POS | $0/mo | $7,150 | Not yet rated |
| Humana Full Access (PPO) Humana · H5216-192-000 | PPO | $0/mo | $7,150 | 4.0★ |
| Aetna Medicare Value Care (PPO) Aetna Medicare · H5521-496-000 | PPO | $0/mo | $6,750 | 4.0★ |
| Humana Gold Plus H5619-051 (HMO-POS) Humana · H5619-051-000 | HMO-POS | $0/mo | $5,900 | 4.0★ |
| Wellcare Simple Open (PPO) Wellcare · H6348-002-000 | PPO | $0/mo | $6,200 | 2.5★ |
| DEVOTED CHOICE 001 IN (PPO) Devoted Health · H7471-001-000 | PPO | $0/mo | $4,850 | Not yet rated |
| DEVOTED CHOICE PREMIUM 004 IN (PPO) Devoted Health · H7471-004-000 | PPO | $11/mo | $4,500 | Not yet rated |
| Anthem Extra Help (HMO-POS) Anthem HealthKeepers · H3447-024-000 | HMO-POS | $17/mo | $4,900 | 3.0★ |
| Anthem Medicare Advantage 6 (HMO-POS) Anthem Blue Cross and Blue Shield · H3529-001-002 | HMO-POS | $34/mo | $4,450 | Not yet rated |
| HumanaChoice H5216-019 (PPO) Humana · H5216-019-000 | PPO | $34/mo | $6,800 | 4.0★ |
| HumanaChoice H5216-463 (PPO) Humana · H5216-463-000 | PPO | $43/mo | $6,350 | 4.0★ |
| Anthem Medicare Advantage (PPO) Anthem Blue Cross and Blue Shield · H7093-002-000 | PPO | $45/mo | $6,750 | 3.5★ |
| AARP Medicare Advantage from UHC IN-0001 (PPO) UnitedHealthcare · H2406-035-000 | PPO | $46/mo | $4,450 | 4.0★ |
| Anthem Medicare Advantage 2 (PPO) Anthem Blue Cross and Blue Shield · H1607-015-000 | PPO | $50/mo | $6,750 | 3.5★ |
| Anthem Medicare Advantage 3 (PPO) Anthem Blue Cross and Blue Shield · H1607-012-000 | PPO | $68/mo | $6,750 | 3.5★ |
Part D drug plans 8
Standalone drug coverage, for people who keep Original Medicare (often with a Medigap policy). Drug plans are sold for a whole region, so the same plans are sold throughout Indiana, Kentucky.
| Plan | Premium | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP) Wellcare · S4802-150-000 | $5.30/mo | $700 | 3★ |
| Wellcare Classic (PDP) Wellcare · S4802-086-000 | $8.30/mo | $700 | 3★ |
| Humana Basic Rx Plan (PDP) Humana · S5884-138-000 | $9.30/mo | $700 | 4.5★ |
| Humana Value Rx Plan (PDP) Humana · S5884-194-000 | $26.30/mo | $687 | 4.5★ |
| HealthSpring Assurance Rx (PDP) Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-036-000 | $122.40/mo | $700 | 2.5★ |
| Humana Premier Rx Plan (PDP) Humana · S5884-161-000 | $144.50/mo | $350 | 4.5★ |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare · S5921-360-000 | $160.40/mo | $700 | 3★ |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare · S5921-396-000 | $225.90/mo | $300 | 3★ |
Special needs plans 23
Medicare Advantage plans built for people with particular needs, and open only to people who have them. If one of the three below describes you, these are often worth a look before a general plan. Each row says who can join.
Who special needs plans are for
- D-SNP: you have Medicaid as well as Medicare (sometimes called "dual eligible" or "Medi-Medi").
- C-SNP: you have a chronic condition the plan is built around, such as diabetes, heart failure, chronic lung disease or dementia. The plan checks with your doctor.
- I-SNP: you live in a nursing home or similar facility, or need that level of care at home.
Why people choose them
- Care built around you. Most assign a care coordinator, and many run clinical programs for the condition they serve: diabetes education and supplies, heart or lung monitoring, medication reviews, or doctors who visit you in a facility.
- Often more generous extras. Many offer larger allowances than general plans for groceries, over-the-counter items, transportation, meals or utilities. Compare the figures; they vary widely from plan to plan.
- Lower costs for many members. With full Medicaid, a D-SNP member usually pays nothing for care Medicare covers.
The catch: you have to qualify, and the plan will check, for example your Medicaid status or a doctor's confirmation of your condition. If you're not sure, your State Health Insurance Assistance Program (SHIP) gives free, unbiased advice.
| Plan | Network | Who can join | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|---|
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 019 IN (PPO C-SNP) Devoted Health · H7471-019-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/moGives back $110/mo of your Part B premium | $7,100 | Not yet rated |
| UHC PathWays Dual Care IN-Y1 (PPO D-SNP) UnitedHealthcare · H2385-003-000 | PPO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | Not yet rated |
| UHC Complete Care IN-21 (HMO-POS C-SNP) UnitedHealthcare · H2802-068-000 | HMO-POS | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $7,150 | 3.5★ |
| Provider Partners Indiana Community Plan (HMO I-SNP) Provider Partners Health Plans · H4444-004-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $3,750 | 3.5★ |
| Humana PathWays Dual Care (HMO-POS D-SNP) Humana · H4939-001-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | Not yet rated |
| Humana Dual Select H4939-002 (HMO-POS D-SNP) Humana · H4939-002-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | Not yet rated |
| Humana Together in Health (PPO I-SNP) Humana · H5216-446-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 4.0★ |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · H5619-055-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,150 | 4.0★ |
| DEVOTED C-SNP CHOICE PLUS 013 IN (PPO C-SNP) Devoted Health · H7471-013-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | Not yet rated |
| DEVOTED C-SNP CHOICE ENHANCED 015 IN (PPO C-SNP) Devoted Health · H7471-015-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $5,300 | Not yet rated |
| Humana Senior Living Plan (PPO I-SNP) Humana · H7617-142-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $6,180 | 4.5★ |
| Humana Together in Health (PPO I-SNP) Humana · H7617-143-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 4.5★ |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · H0629-001-000 | HMO | Only for people who have Medicaid as well as Medicare | $1.70/mo | $9,850 | Not yet rated |
| Humana Gold Plus SNP-DE H4939-003 (HMO-POS D-SNP) Humana · H4939-003-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $4.80/mo | $9,850 | Not yet rated |
| Anthem I PathWays Dual Care Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · H0629-003-000 | HMO | Only for people who have Medicaid as well as Medicare | $9.20/mo | $9,850 | Not yet rated |
| Anthem Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · H0629-002-000 | HMO | Only for people who have Medicaid as well as Medicare | $14.20/mo | $9,850 | Not yet rated |
| Anthem I PathWays Dual Care Advantage NFLOC (HMO D-SNP) Anthem Blue Cross and Blue Shield · H0629-004-000 | HMO | Only for people who have Medicaid as well as Medicare | $17/mo | $9,850 | Not yet rated |
| UHC Dual Complete IN-S002 (PPO D-SNP) UnitedHealthcare · H2385-001-000 | PPO | Only for people who have Medicaid as well as Medicare | $17/mo | $9,850 | Not yet rated |
| UHC Dual Complete IN-Q1 (PPO D-SNP) UnitedHealthcare · H2385-002-000 | PPO | Only for people who have Medicaid as well as Medicare | $17/mo | $9,850 | Not yet rated |
| UHC PathWays Dual Care IN-YL (PPO D-SNP) UnitedHealthcare · H2385-004-000 | PPO | Only for people who have Medicaid as well as Medicare | $17/mo | $9,850 | Not yet rated |
| Provider Partners Indiana Advantage Plan (HMO I-SNP) Provider Partners Health Plans · H4444-001-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $17/mo | $9,850 | 3.5★ |
| Provider Partners Indiana Essential Plan (HMO I-SNP) Provider Partners Health Plans · H4444-003-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $17/mo | $9,850 | 3.5★ |
| Humana PathWays Dual Care NFLOC (HMO-POS D-SNP) Humana · H4939-004-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $17/mo | $9,850 | Not yet rated |
Medicare Advantage plans without drug coverage 6
Medical coverage only. These suit people who get their drugs elsewhere, such as from the VA or an employer, since you generally can't add a separate Part D plan to them.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO) UnitedHealthcare · H2406-074-000 | PPO | $0/moGives back $190/mo of your Part B premium | $9,850 | 4.0★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-441-000 | PPO | $0/moGives back $185/mo of your Part B premium | $7,900 | 4.0★ |
| Humana USAA Honor Giveback (PPO) Humana · H7617-073-000 | PPO | $0/moGives back $185/mo of your Part B premium | $7,900 | 4.5★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-218-000 | PPO | $0/moGives back $110/mo of your Part B premium | $7,900 | 4.0★ |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · H7093-001-000 | PPO | $0/moGives back $110/mo of your Part B premium | $9,250 | 3.5★ |
| Aetna Medicare Eagle (PPO) Aetna Medicare · H5521-286-000 | PPO | $0/moGives back $70/mo of your Part B premium | $5,200 | 4.0★ |
Medigap (Medicare Supplement)
A Medigap policy pays some or all of what Original Medicare leaves you owing, and works with any doctor who takes Medicare. The coverage of each plan letter is the same whichever company sells it; only the price differs.
- Plan G: $118–$871/mo from 39 companies, at age 65.
- Plan N: $85–$727/mo from 36 companies, at age 65.
Discussion
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