Lowest-priced Medigap Plan G in Wyandotte County, Kansas

Why these two

Plan G pays everything Original Medicare leaves you owing for covered care except the Part B deductible, with any doctor or hospital in the country that takes Medicare. Every company's Plan G covers exactly the same things, so the price is the difference. The lowest at 65 in Kansas is $134.87 a month, from Atlantic Capital Life Assurance Company (Preferred), out of 35 companies selling it. A preferred rate: only if you pass the company's health questions.

High-deductible Plan G is the same coverage once you've paid $3,050 in 2027 yourself, so it costs much less each month: the lowest at 65 is $29.39, from New Era Life Insurance Company.

Taking the lowest price for each, the high-deductible plan costs $1,266 less a year. Under either you pay the Part B deductible; under the high-deductible plan you also pay what comes after it, up to the plan's deductible. So it comes out ahead in a year your costs past the Part B deductible stay under about $1,266, and behind in a year they go past it, as one hospital stay's deductible usually does.

These are the prices Medicare publishes for ZIP code 66002, 66101, 66202, 66441, 66502, 66603, 66762, 66801, 66901, 67002, 67114, 67202, 67301, 67401, 67501, 67601, 67701, 67801 and 67901. A company can charge differently elsewhere in the state, so check the price for your own ZIP code before you apply.

Before you choose

• Apply in your open enrollment period if you can. For six months from the month you're 65 or older and enrolled in Part B, a company can't turn you down or charge you more because of your health. After that, in most states, it can.
• Some of the lowest prices need good health. A price marked "Preferred" or similar is a company's rate for applicants who pass its health questions; others pay its standard rate.
• The cheapest at 65 isn't always the cheapest later. Most companies raise prices as you age, and some raise them faster than others.
• Add a Part D plan. Medigap doesn't cover prescriptions; you'll want a separate drug plan.