Kentucky › Clinton County
Medicare plans in Clinton County, Kentucky
2027 plans. Other years: 2026 · 2027
Where to start
This page lists every Medicare plan sold in Clinton County for 2027, sorted from the lowest cost each month. They're in four tables below, by the kind of coverage. Jump to the one that fits you. Under each table, Compare these plans opens the same plans in our plan list, where you can add your prescriptions, narrow the list and compare plans side by side.
- Medicare Advantage with drug coverage (25 plans)
- Part D drug plans (8 plans)
- Special needs plans (24 plans)
- Medicare Advantage without drug coverage (6 plans)
- Medigap (Medicare Supplement) prices
Not sure which you need? Most people choose either a Medicare Advantage plan, which usually includes drug coverage, or Original Medicare with a Part D drug plan and often a Medigap policy to pay what Medicare leaves.
What would these plans cost you? Try the calculator → It's set to Clinton County. Add your age, health and drugs to see what each kind of plan would cost you next year and over the years ahead.
The best plan here for…
- A low monthly premium
- Money back on your Part B premium
- The lowest cost in a bad year
- Dental coverage
- A high star rating
- Seeing doctors outside a network
- The lowest-priced Medigap Plan G
No plan is best for everyone, so we pick one for each of these and explain why. All our picks in Clinton County
At a glance
- 31 Medicare Advantage plans are open to anyone with Medicare here; 22 charge no monthly premium.
- 12 give back part of your Part B premium, up to $200 a month.
- The lowest yearly limit on what you pay for in-network care is $4,450.
- 8 Part D drug plans, from $5.30 to $225.90 a month.
Medicare Advantage plans with drug coverage 25
Medical and drug coverage in one plan, open to anyone with Medicare who lives here. This is what most people mean by a Medicare Advantage plan.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED CHOICE GIVEBACK 002 KY (PPO) Devoted Health · H5718-002-000 | PPO | $0/moGives back $184.70/mo of your Part B premium | $9,850 | 4.0★ |
| HumanaChoice Giveback H5216-322 (PPO) Humana · H5216-322-000 | PPO | $0/moGives back $126/mo of your Part B premium | $9,850 | 4.0★ |
| Humana Essentials Plus Giveback (PPO) Humana · H7617-049-000 | PPO | $0/moGives back $126/mo of your Part B premium | $9,850 | 4.5★ |
| DEVOTED CHOICE GIVEBACK EXTRAS 011 KY (PPO) Devoted Health · H5718-011-000 | PPO | $0/moGives back $85/mo of your Part B premium | $7,850 | 4.0★ |
| AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS) UnitedHealthcare · H5253-127-000 | HMO-POS | $0/moGives back $81/mo of your Part B premium | $7,150 | 4.0★ |
| Wellcare Giveback (HMO-POS) Wellcare · H9730-007-000 | HMO-POS | $0/moGives back $65/mo of your Part B premium | $9,850 | 3.0★ |
| HumanaChoice H5216-226 (PPO) Humana · H5216-226-000 | PPO | $0/moGives back $10/mo of your Part B premium | $6,600 | 4.0★ |
| Wellcare Simple Open (PPO) Wellcare · H3975-001-000 | PPO | $0/mo | $7,500 | 3.0★ |
| HumanaChoice H5216-317 (PPO) Humana · H5216-317-000 | PPO | $0/mo | $7,150 | 4.0★ |
| AARP Medicare Advantage from UHC KY-1 (HMO-POS) UnitedHealthcare · H5253-099-000 | HMO-POS | $0/mo | $7,150 | 4.0★ |
| HumanaChoice H5525-008 (PPO) Humana · H5525-008-000 | PPO | $0/mo | $7,150 | 4.0★ |
| Humana Gold Plus H5619-188 (HMO) Humana · H5619-188-002 | HMO | $0/mo | $6,700 | 4.0★ |
| DEVOTED CHOICE 001 KY (PPO) Devoted Health · H5718-001-000 | PPO | $0/mo | $6,050 | 4.0★ |
| Humana Value Choice (PPO) Humana · H7617-050-000 | PPO | $0/mo | $7,150 | 4.5★ |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield · H9525-013-001 | HMO-POS | $0/mo | $7,150 | 3.5★ |
| Wellcare Simple (HMO-POS) Wellcare · H9730-009-000 | HMO-POS | $0/mo | $7,000 | 3.0★ |
| AARP Medicare Advantage from UHC KY-5 (HMO-POS) UnitedHealthcare · H5253-128-000 | HMO-POS | $19/mo | $7,150 | 4.0★ |
| Anthem Medicare Advantage 2 (HMO-POS) Anthem Blue Cross and Blue Shield · H9525-021-001 | HMO-POS | $35/mo | $4,450 | 3.5★ |
| Anthem Medicare Advantage (PPO) Anthem Blue Cross and Blue Shield · H4036-036-000 | PPO | $41/mo | $9,250 | 4.5★ |
| HumanaChoice H5216-188 (PPO) Humana · H5216-188-000 | PPO | $45/mo | $7,150 | 4.0★ |
| AARP Medicare Advantage from UHC KY-0003 (PPO) UnitedHealthcare · H8768-013-000 | PPO | $57/mo | $7,150 | 4.0★ |
| AARP Medicare Advantage from UHC KY-0002 (HMO-POS) UnitedHealthcare · H5253-100-000 | HMO-POS | $64/mo | $6,700 | 4.0★ |
| HumanaChoice R0110-012 (Regional PPO) Humana · R0110-012-000 | Regional PPO | $68/mo | $9,850 | 3.5★ |
| Anthem Medicare Advantage 3 (PPO) Anthem Blue Cross and Blue Shield · H4036-034-000 | PPO | $70/mo | $5,900 | 4.5★ |
| Anthem Medicare Advantage (Regional PPO) Anthem Blue Cross and Blue Shield · R5941-016-000 | Regional PPO | $123/mo | $9,250 | 3.5★ |
Part D drug plans 8
Standalone drug coverage, for people who keep Original Medicare (often with a Medigap policy). Drug plans are sold for a whole region, so the same plans are sold throughout Indiana, Kentucky.
| Plan | Premium | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP) Wellcare · S4802-150-000 | $5.30/mo | $700 | 3★ |
| Wellcare Classic (PDP) Wellcare · S4802-086-000 | $8.30/mo | $700 | 3★ |
| Humana Basic Rx Plan (PDP) Humana · S5884-138-000 | $9.30/mo | $700 | 4.5★ |
| Humana Value Rx Plan (PDP) Humana · S5884-194-000 | $26.30/mo | $687 | 4.5★ |
| HealthSpring Assurance Rx (PDP) Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-036-000 | $122.40/mo | $700 | 2.5★ |
| Humana Premier Rx Plan (PDP) Humana · S5884-161-000 | $144.50/mo | $350 | 4.5★ |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare · S5921-360-000 | $160.40/mo | $700 | 3★ |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare · S5921-396-000 | $225.90/mo | $300 | 3★ |
Special needs plans 24
Medicare Advantage plans built for people with particular needs, and open only to people who have them. If one of the three below describes you, these are often worth a look before a general plan. Each row says who can join.
Who special needs plans are for
- D-SNP: you have Medicaid as well as Medicare (sometimes called "dual eligible" or "Medi-Medi").
- C-SNP: you have a chronic condition the plan is built around, such as diabetes, heart failure, chronic lung disease or dementia. The plan checks with your doctor.
- I-SNP: you live in a nursing home or similar facility, or need that level of care at home.
Why people choose them
- Care built around you. Most assign a care coordinator, and many run clinical programs for the condition they serve: diabetes education and supplies, heart or lung monitoring, medication reviews, or doctors who visit you in a facility.
- Often more generous extras. Many offer larger allowances than general plans for groceries, over-the-counter items, transportation, meals or utilities. Compare the figures; they vary widely from plan to plan.
- Lower costs for many members. With full Medicaid, a D-SNP member usually pays nothing for care Medicare covers.
The catch: you have to qualify, and the plan will check, for example your Medicaid status or a doctor's confirmation of your condition. If you're not sure, your State Health Insurance Assistance Program (SHIP) gives free, unbiased advice.
| Plan | Network | Who can join | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|---|
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 008 KY (PPO C-SNP) Devoted Health · H5718-008-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/moGives back $105/mo of your Part B premium | $7,850 | 4.0★ |
| Abilis Health Community (HMO I-SNP) Abilis Health (HMO SNP) · H2400-002-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $0/moGives back $35.50/mo of your Part B premium | $9,850 | 3.5★ |
| Wellcare Dual Access Sync Open (PPO D-SNP) Wellcare · H3975-004-000 | PPO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| Humana Together in Health (PPO I-SNP) Humana · H5216-446-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 4.0★ |
| UHC Complete Care KY-6 (HMO-POS C-SNP) UnitedHealthcare · H5253-182-000 | HMO-POS | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $7,150 | 4.0★ |
| Humana Dual Select H5619-075 (HMO D-SNP) Humana · H5619-075-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.0★ |
| Humana Gold Plus SNP-DE H5619-163 (HMO D-SNP) Humana · H5619-163-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.0★ |
| Humana Dual QMB Only (HMO D-SNP) Humana · H5619-190-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.0★ |
| DEVOTED C-SNP CHOICE PLUS 004 KY (PPO C-SNP) Devoted Health · H5718-004-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | 4.0★ |
| DEVOTED C-SNP CHOICE ENHANCED 006 KY (PPO C-SNP) Devoted Health · H5718-006-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $6,550 | 4.0★ |
| UHC Dual Complete KY-Q2 (HMO-POS D-SNP) UnitedHealthcare · H6595-007-001 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| Humana Senior Living Plan (PPO I-SNP) Humana · H7617-142-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $6,180 | 4.5★ |
| Humana Together in Health (PPO I-SNP) Humana · H7617-143-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 4.5★ |
| Anthem Kidney Care (HMO-POS C-SNP) Anthem Blue Cross and Blue Shield · H9525-011-000 | HMO-POS | Only for people with certain chronic conditionsKidney | $0/mo | $6,050 | 3.5★ |
| Anthem Chronic Care Advantage (HMO C-SNP) Anthem Blue Cross and Blue Shield · H9525-022-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | 3.5★ |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · H9730-003-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| Wellcare Dual Liberty Sync (HMO-POS D-SNP) Wellcare · H9730-004-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · H9730-011-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $6,700 | 3.0★ |
| UHC Dual Complete KY-S4 (HMO-POS D-SNP) UnitedHealthcare · H6595-006-001 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0.90/mo | $9,850 | 3.0★ |
| Abilis Health (HMO I-SNP) Abilis Health (HMO SNP) · H2400-001-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $16.20/moGives back $15/mo of your Part B premium | $9,850 | 3.5★ |
| UHC Dual Complete KY-Q1 (PPO D-SNP) UnitedHealthcare · H1889-008-000 | PPO | Only for people who have Medicaid as well as Medicare | $17/mo | $9,850 | 3.5★ |
| UHC Dual Complete KY-S3 (PPO D-SNP) UnitedHealthcare · H1889-030-000 | PPO | Only for people who have Medicaid as well as Medicare | $17/mo | $9,850 | 3.5★ |
| HumanaChoice SNP-DE H5525-045 (PPO D-SNP) Humana · H5525-045-000 | PPO | Only for people who have Medicaid as well as Medicare | $17/mo | $9,850 | 4.0★ |
| UHC Dual Advantage KY-V1 (HMO-POS D-SNP) UnitedHealthcare · H6595-003-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $17/mo | $6,700 | 3.0★ |
PACE
PACE isn't a special needs plan, but it isn't open to everyone either: it is for people 55 and older who need a nursing-home level of care and can live safely at home with its help. Sold here: Horizon PACE - Dual Eligible (PACE), Horizon PACE - Medicare Only (PACE).
Medicare Advantage plans without drug coverage 6
Medical coverage only. These suit people who get their drugs elsewhere, such as from the VA or an employer, since you generally can't add a separate Part D plan to them.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx KY-MA2 (HMO-POS) UnitedHealthcare · H5253-235-000 | HMO-POS | $0/moGives back $200/mo of your Part B premium | $7,150 | 4.0★ |
| AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO) UnitedHealthcare · H8768-020-000 | PPO | $0/moGives back $190/mo of your Part B premium | $7,150 | 4.0★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-442-000 | PPO | $0/moGives back $170/mo of your Part B premium | $9,150 | 4.0★ |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · H4909-023-000 | PPO | $0/moGives back $115/mo of your Part B premium | $9,250 | 3.0★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-225-000 | PPO | $0/moGives back $110/mo of your Part B premium | $6,500 | 4.0★ |
| HumanaChoice R0110-011 (Regional PPO) Humana · R0110-011-000 | Regional PPO | $0/mo | $5,400 | 3.5★ |
Medigap (Medicare Supplement)
A Medigap policy pays some or all of what Original Medicare leaves you owing, and works with any doctor who takes Medicare. The coverage of each plan letter is the same whichever company sells it; only the price differs.
- Plan G: $150–$765/mo from 32 companies, at age 65.
- Plan N: $119–$669/mo from 32 companies, at age 65.
Discussion
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