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Best Medicare plans in Frederick County, Maryland
2027 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 12 Medicare Advantage plans with drug coverage open to anyone with Medicare in Frederick County, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | Alterwood Advantage Select (HMO)Alterwood Advantage | $0 a month |
| Money back on your Part B premium | None sold here | |
| The lowest cost in a bad year | Kaiser Permanente Medicare Advantage High MD (HMO-POS)Kaiser Permanente | $7,068 a year at most |
| Dental coverage | Alterwood Advantage Choice (HMO)Alterwood Advantage | $3,175 a year |
| A high star rating | HumanaChoice H7617-044 (PPO)Humana | 4.5 out of 5 stars |
| Seeing doctors outside a network | Johns Hopkins Advantage MD (PPO)Johns Hopkins Advantage MD | $12,440 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: Aetna Health Insurance Company, from $47.00 a month at 65.
- Plan G: Monitor Life Insurance Company of New York, from $177.00 a month at 65.
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