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Best Medicare plans in St. Clair County, Michigan
2027 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 45 Medicare Advantage plans with drug coverage open to anyone with Medicare in St. Clair County, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | Humana Full Access Giveback (PPO)Humana | $0 a month |
| Money back on your Part B premium | Humana Full Access Giveback (PPO)Humana | $99 a month back |
| The lowest cost in a bad year | Humana Gold Plus H8908-004 (HMO-POS)Humana | $4,400 a year at most |
| Dental coverage | Humana Full Access (PPO)Humana | $3,000 a year |
| A high star rating | Humana Full Access Giveback (PPO)Humana | 4.5 out of 5 stars |
| Seeing doctors outside a network | Humana Full Access (PPO)Humana | $5,200 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: Mutual of Omaha (Omaha Supplemental Insurance Company), from $45.08 a month at 65.
- Plan G: Michigan Farm Bureau Health Plans, from $113.48 a month at 65. Requires Farm Bureau membership, which has a yearly fee.
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