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Best Medicare plans in Orleans County, New York
2027 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 20 Medicare Advantage plans with drug coverage open to anyone with Medicare in Orleans County, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield | $0 a month |
| Money back on your Part B premium | None sold here | |
| The lowest cost in a bad year | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield | $7,150 a year at most |
| Dental coverage | Independent Health's Encompass 65 RED 044 (HMO)Independent Health | $2,000 a year |
| A high star rating | Independent Health's Encompass 65 RED 042 (HMO)Independent Health | 4.5 out of 5 stars |
| Seeing doctors outside a network | AARP Medicare Advantage from UHC NY-0019 (PPO)UnitedHealthcare | $15,268 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: Bankers Conseco, from $52.53 a month.
- Plan G: Aetna Life Insurance, from $264.80 a month.
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