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Best Medicare plans in Schenectady County, New York
2027 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 24 Medicare Advantage plans with drug coverage open to anyone with Medicare in Schenectady County, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | DEVOTED CHOICE GIVEBACK 004 NY (PPO)Devoted Health | $0 a month |
| Money back on your Part B premium | DEVOTED CHOICE GIVEBACK 004 NY (PPO)Devoted Health | $118 a month back |
| The lowest cost in a bad year | AARP Medicare Advantage from UHC NY-29 (HMO-POS)UnitedHealthcare | $7,618 a year at most |
| Dental coverage | VNS Health EasyCare (HMO)VNS Health Medicare | $2,500 a year |
| A high star rating | Aetna Medicare Elite (PPO)Aetna Medicare | 4 out of 5 stars |
| Seeing doctors outside a network | DEVOTED CHOICE 003 NY (PPO)Devoted Health | $13,950 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: Bankers Conseco, from $60.25 a month.
- Plan G: Aetna Life Insurance, from $305.19 a month.
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