Tennessee › Monroe County
Medicare plans in Monroe County, Tennessee
2027 plans. Other years: 2026 · 2027
Where to start
This page lists every Medicare plan sold in Monroe County for 2027, sorted from the lowest cost each month. They're in four tables below, by the kind of coverage. Jump to the one that fits you. Under each table, Compare these plans opens the same plans in our plan list, where you can add your prescriptions, narrow the list and compare plans side by side.
- Medicare Advantage with drug coverage (29 plans)
- Part D drug plans (11 plans)
- Special needs plans (24 plans)
- Medicare Advantage without drug coverage (7 plans)
- Medigap (Medicare Supplement) prices
Not sure which you need? Most people choose either a Medicare Advantage plan, which usually includes drug coverage, or Original Medicare with a Part D drug plan and often a Medigap policy to pay what Medicare leaves.
What would these plans cost you? Try the calculator → It's set to Monroe County. Add your age, health and drugs to see what each kind of plan would cost you next year and over the years ahead.
The best plan here for…
- A low monthly premium
- Money back on your Part B premium
- The lowest cost in a bad year
- Dental coverage
- A high star rating
- Seeing doctors outside a network
- The lowest-priced Medigap Plan G
No plan is best for everyone, so we pick one for each of these and explain why. All our picks in Monroe County
At a glance
- 36 Medicare Advantage plans are open to anyone with Medicare here; 22 charge no monthly premium.
- 11 give back part of your Part B premium, up to $165 a month.
- The lowest yearly limit on what you pay for in-network care is $1,900.
- 11 Part D drug plans, from $5.30 to $204.60 a month.
Medicare Advantage plans with drug coverage 29
Medical and drug coverage in one plan, open to anyone with Medicare who lives here. This is what most people mean by a Medicare Advantage plan.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED GIVEBACK 002 TN (HMO) Devoted Health · H7605-002-000 | HMO | $0/moGives back $159/mo of your Part B premium | $7,700 | 3.5★ |
| DEVOTED CHOICE GIVEBACK 002 TN (PPO) Devoted Health · H9231-002-000 | PPO | $0/moGives back $154.70/mo of your Part B premium | $9,300 | 3.5★ |
| DEVOTED CHOICE GIVEBACK 019 TN (PPO) Devoted Health · H7028-019-000 | PPO | $0/moGives back $152.70/mo of your Part B premium | $8,400 | 4.5★ |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) UnitedHealthcare · H5253-121-000 | HMO-POS | $0/moGives back $103/mo of your Part B premium | $7,150 | 4.0★ |
| DEVOTED CHOICE GIVEBACK EXTRAS 041 TN (PPO) Devoted Health · H7028-041-000 | PPO | $0/moGives back $70/mo of your Part B premium | $6,800 | 4.5★ |
| UHC Medicare Advantage TC-0001 (PPO) UnitedHealthcare · H2001-104-000 | PPO | $0/mo | $7,150 | 4.5★ |
| Aetna Medicare Signature (HMO) Aetna Medicare · H3146-052-000 | HMO | $0/mo | $6,750 | 3.5★ |
| Humana Gold Plus H4461-080 (HMO) Humana · H4461-080-002 | HMO | $0/mo | $3,800 | 4.5★ |
| HealthSpring Preferred (HMO) HealthSpring · H4513-037-000 | HMO | $0/mo | $4,850 | 3.5★ |
| AARP Medicare Advantage Essentials from UHC TC-2 (HMO-POS) UnitedHealthcare · H5253-047-000 | HMO-POS | $0/mo | $4,200 | 4.0★ |
| AARP Medicare Advantage Extras from UHC TC-7 (HMO-POS) UnitedHealthcare · H5253-255-000 | HMO-POS | $0/mo | $4,900 | 4.0★ |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint · H5828-016-000 | HMO-POS | $0/mo | $7,125 | 3.0★ |
| DEVOTED CHOICE 022 TN (PPO) Devoted Health · H7028-022-000 | PPO | $0/mo | $5,700 | 4.5★ |
| DEVOTED CORE 001 TN (HMO) Devoted Health · H7605-001-000 | HMO | $0/mo | $4,300 | 3.5★ |
| HealthSpring True Choice (PPO) HealthSpring · H7849-153-000 | PPO | $0/mo | $9,850 | 3.0★ |
| BlueAdvantage Extra (PPO) BlueCross BlueShield of Tennessee · H7917-041-000 | PPO | $13/mo | $7,150 | 3.5★ |
| Humana Value Plus H5216-180 (PPO) Humana · H5216-180-000 | PPO | $13.70/mo | $5,400 | 4.0★ |
| Wellpoint Extra Help (HMO-POS) Wellpoint · H5828-008-000 | HMO-POS | $13.70/mo | $9,000 | 3.0★ |
| Humana Value Plus H7617-088 (PPO) Humana · H7617-088-000 | PPO | $13.70/mo | $5,400 | 4.5★ |
| Humana Gold Plus H4461-083 (HMO) Humana · H4461-083-002 | HMO | $22/mo | $3,200 | 4.5★ |
| BlueAdvantage Emerald (PPO) BlueCross BlueShield of Tennessee · H7917-048-000 | PPO | $32/mo | $5,900 | 3.5★ |
| Aetna Medicare Enhanced (HMO) Aetna Medicare · H3146-059-000 | HMO | $33/mo | $6,750 | 3.5★ |
| Wellpoint Medicare Advantage (HMO-POS) Wellpoint · H5828-013-000 | HMO-POS | $40/mo | $6,750 | 3.0★ |
| AARP Medicare Advantage from UHC TC-0003 (HMO-POS) UnitedHealthcare · H5253-048-000 | HMO-POS | $55/mo | $3,500 | 4.0★ |
| HumanaChoice H5216-097 (PPO) Humana · H5216-097-000 | PPO | $85/mo | $9,100 | 4.0★ |
| Humana Gold Plus H4461-081 (HMO) Humana · H4461-081-002 | HMO | $90/mo | $1,900 | 4.5★ |
| BlueAdvantage Ruby (PPO) BlueCross BlueShield of Tennessee · H7917-014-000 | PPO | $98/mo | $4,450 | 3.5★ |
| HumanaChoice R0110-018 (Regional PPO) Humana · R0110-018-000 | Regional PPO | $124/mo | $7,000 | 3.5★ |
| BlueAdvantage Diamond (PPO) BlueCross BlueShield of Tennessee · H7917-010-000 | PPO | $149/mo | $4,450 | 3.5★ |
Part D drug plans 11
Standalone drug coverage, for people who keep Original Medicare (often with a Medigap policy). Drug plans are sold for a whole region, so the same plans are sold throughout Alabama, Tennessee.
| Plan | Premium | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP) Wellcare · S4802-147-000 | $5.30/mo | $700 | 3★ |
| Humana Basic Rx Plan (PDP) Humana · S5884-106-000 | $6.30/mo | $700 | 4.5★ |
| Wellcare Classic (PDP) Wellcare · S4802-071-000 | $7.30/mo | $700 | 3★ |
| Humana Value Rx Plan (PDP) Humana · S5884-191-000 | $60/mo | $687 | 4.5★ |
| BlueRx Essential (PDP) BlueRx (PDP) · S1030-006-000 | $61.10/mo | $700 | 3★ |
| HealthSpring Assurance Rx (PDP) Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-033-000 | $110.40/mo | $700 | 2.5★ |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare · S5921-357-000 | $126.40/mo | $700 | 3★ |
| Humana Premier Rx Plan (PDP) Humana · S5884-158-000 | $127.90/mo | $350 | 4.5★ |
| SilverScript Choice (PDP) Aetna Medicare · S5601-024-000 | $148.80/mo | $700 | 2.5★ |
| BlueRx Enhanced Plus (PDP) BlueRx (PDP) · S1030-001-000 | $157.60/mo | $250 | 3★ |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare · S5921-393-000 | $204.60/mo | $300 | 3★ |
Special needs plans 24
Medicare Advantage plans built for people with particular needs, and open only to people who have them. If one of the three below describes you, these are often worth a look before a general plan. Each row says who can join.
Who special needs plans are for
- D-SNP: you have Medicaid as well as Medicare (sometimes called "dual eligible" or "Medi-Medi").
- C-SNP: you have a chronic condition the plan is built around, such as diabetes, heart failure, chronic lung disease or dementia. The plan checks with your doctor.
- I-SNP: you live in a nursing home or similar facility, or need that level of care at home.
Why people choose them
- Care built around you. Most assign a care coordinator, and many run clinical programs for the condition they serve: diabetes education and supplies, heart or lung monitoring, medication reviews, or doctors who visit you in a facility.
- Often more generous extras. Many offer larger allowances than general plans for groceries, over-the-counter items, transportation, meals or utilities. Compare the figures; they vary widely from plan to plan.
- Lower costs for many members. With full Medicaid, a D-SNP member usually pays nothing for care Medicare covers.
The catch: you have to qualify, and the plan will check, for example your Medicaid status or a doctor's confirmation of your condition. If you're not sure, your State Health Insurance Assistance Program (SHIP) gives free, unbiased advice.
| Plan | Network | Who can join | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|---|
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 032 TN (PPO C-SNP) Devoted Health · H7028-032-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/moGives back $90/mo of your Part B premium | $6,800 | 4.5★ |
| Abilis Health Community (HMO I-SNP) Abilis Health (HMO SNP) · H2400-002-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $0/moGives back $35.50/mo of your Part B premium | $9,850 | 3.5★ |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) UnitedHealthcare · H0251-009-003 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| UHC Dual Complete TN-Q1 (HMO-POS D-SNP) UnitedHealthcare · H0251-010-003 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP) Humana · H4461-022-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.5★ |
| Humana Dual QMB Only (HMO D-SNP) Humana · H4461-038-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.5★ |
| Humana Together in Health (PPO I-SNP) Humana · H5216-416-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 4.0★ |
| UHC Complete Care TC-0005 (HMO-POS C-SNP) UnitedHealthcare · H5253-193-002 | HMO-POS | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $4,900 | 4.0★ |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) Wellpoint · H5828-001-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint · H5828-002-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) Wellpoint · H5828-018-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| DEVOTED C-SNP CHOICE ENHANCED 028 TN (PPO C-SNP) Devoted Health · H7028-028-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $6,200 | 4.5★ |
| DEVOTED C-SNP CHOICE PLUS 031 TN (PPO C-SNP) Devoted Health · H7028-031-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | 4.5★ |
| Humana Together in Health (PPO I-SNP) Humana · H7617-117-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 4.5★ |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) BlueCross BlueShield of Tennessee · H7917-044-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $8,000 | 3.5★ |
| DEVOTED C-SNP CHOICE PLUS 020 TN (PPO C-SNP) Devoted Health · H9231-020-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | 3.5★ |
| Abilis Health (HMO I-SNP) Abilis Health (HMO SNP) · H2400-001-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $16.20/moGives back $15/mo of your Part B premium | $9,850 | 3.5★ |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) UnitedHealthcare · H5253-194-002 | HMO-POS | Only for people with certain chronic conditionsDiabetes, Heart | $4.90/mo | $4,900 | 4.0★ |
| UHC Dual Complete TN-YL (HMO-POS D-SNP) UnitedHealthcare · H0251-004-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $8.60/mo | $9,850 | 3.0★ |
| BlueCare Plus (HMO D-SNP) BlueCare Plus Tennessee · H3259-001-000 | HMO | Only for people who have Medicaid as well as Medicare | $13.70/mo | $9,850 | 3.0★ |
| BlueCare Plus Choice (HMO D-SNP) BlueCare Plus Tennessee · H3259-002-000 | HMO | Only for people who have Medicaid as well as Medicare | $13.70/mo | $9,850 | 3.0★ |
| BlueCare Plus Select (HMO D-SNP) BlueCare Plus Tennessee · H3259-003-000 | HMO | Only for people who have Medicaid as well as Medicare | $13.70/mo | $9,850 | 3.0★ |
| American Health Advantage of Tennessee (HMO I-SNP) American Health Advantage of Tennessee · H7779-001-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $13.70/mo | $9,850 | Not yet rated |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) BlueCross BlueShield of Tennessee · H7917-046-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $13.70/mo | $9,850 | 3.5★ |
Medicare Advantage plans without drug coverage 7
Medical coverage only. These suit people who get their drugs elsewhere, such as from the VA or an employer, since you generally can't add a separate Part D plan to them.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) UnitedHealthcare · H5253-113-000 | HMO-POS | $0/moGives back $165/mo of your Part B premium | $4,450 | 4.0★ |
| Humana USAA Honor Giveback (HMO) Humana · H4461-004-000 | HMO | $0/moGives back $160/mo of your Part B premium | $3,750 | 4.5★ |
| HealthSpring Courage (HMO) HealthSpring · H4513-033-000 | HMO | $0/moGives back $120/mo of your Part B premium | $3,900 | 3.5★ |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare · H3146-057-000 | HMO-POS | $0/moGives back $100/mo of your Part B premium | $4,900 | 3.5★ |
| BlueAdvantage Freedom (PPO) BlueCross BlueShield of Tennessee · H7917-039-000 | PPO | $0/moGives back $70/mo of your Part B premium | $4,450 | 3.5★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-235-000 | PPO | $0/moGives back $50/mo of your Part B premium | $3,400 | 4.0★ |
| HumanaChoice R0110-017 (Regional PPO) Humana · R0110-017-000 | Regional PPO | $0/mo | $4,650 | 3.5★ |
Medigap (Medicare Supplement)
A Medigap policy pays some or all of what Original Medicare leaves you owing, and works with any doctor who takes Medicare. The coverage of each plan letter is the same whichever company sells it; only the price differs.
- Plan G: $118–$788/mo from 39 companies, at age 65.
- Plan N: $86–$710/mo from 35 companies, at age 65.
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