Texas › Freestone County
Medicare plans in Freestone County, Texas
2027 plans. Other years: 2026 · 2027
Where to start
This page lists every Medicare plan sold in Freestone County for 2027, sorted from the lowest cost each month. They're in four tables below, by the kind of coverage. Jump to the one that fits you. Under each table, Compare these plans opens the same plans in our plan list, where you can add your prescriptions, narrow the list and compare plans side by side.
- Medicare Advantage with drug coverage (17 plans)
- Part D drug plans (10 plans)
- Special needs plans (21 plans)
- Medicare Advantage without drug coverage (6 plans)
- Medigap (Medicare Supplement) prices
Not sure which you need? Most people choose either a Medicare Advantage plan, which usually includes drug coverage, or Original Medicare with a Part D drug plan and often a Medigap policy to pay what Medicare leaves.
What would these plans cost you? Try the calculator → It's set to Freestone County. Add your age, health and drugs to see what each kind of plan would cost you next year and over the years ahead.
The best plan here for…
- A low monthly premium
- Money back on your Part B premium
- The lowest cost in a bad year
- Dental coverage
- A high star rating
- Seeing doctors outside a network
- The lowest-priced Medigap Plan G
No plan is best for everyone, so we pick one for each of these and explain why. All our picks in Freestone County
At a glance
- 23 Medicare Advantage plans are open to anyone with Medicare here; 11 charge no monthly premium.
- 4 give back part of your Part B premium, up to $190 a month.
- The lowest yearly limit on what you pay for in-network care is $4,250.
- 10 Part D drug plans, from $5.30 to $199 a month.
Medicare Advantage plans with drug coverage 17
Medical and drug coverage in one plan, open to anyone with Medicare who lives here. This is what most people mean by a Medicare Advantage plan.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED GIVEBACK 074 TX (HMO) Devoted Health · H7993-074-000 | HMO | $0/moGives back $190/mo of your Part B premium | $9,850 | 4.5★ |
| DEVOTED GIVEBACK EXTRAS 112 TX (HMO) Devoted Health · H7993-112-000 | HMO | $0/moGives back $70/mo of your Part B premium | $7,350 | 4.5★ |
| Humana Gold Plus H0028-041 (HMO) Humana · H0028-041-000 | HMO | $0/mo | $4,250 | 4.5★ |
| Humana Gold Plus H4461-055 (HMO) Humana · H4461-055-000 | HMO | $0/mo | $4,250 | 4.5★ |
| Wellcare Simple Value (HMO) Wellcare · H5294-026-000 | HMO | $0/mo | $9,850 | 3.5★ |
| DEVOTED CORE 073 TX (HMO) Devoted Health · H7993-073-000 | HMO | $0/mo | $5,750 | 4.5★ |
| BSW SeniorCare Advantage Select Rx (HMO-POS) Baylor Scott & White Health Plan · H8142-001-000 | HMO-POS | $0/mo | $7,150 | 4.5★ |
| AARP Medicare Advantage from UHC TX-0007 (PPO) UnitedHealthcare · H1278-015-000 | PPO | $10/mo | $7,150 | 3.0★ |
| HumanaChoice H0473-005 (PPO) Humana · H0473-005-000 | PPO | $13/mo | $7,300 | 3.0★ |
| BSW SeniorCare Advantage Basic (PPO) Baylor Scott & White Health Plan · H2032-002-000 | PPO | $32/mo | $7,150 | 4.0★ |
| HumanaChoice R4182-004 (Regional PPO) Humana · R4182-004-000 | Regional PPO | $46/mo | $8,200 | 3.5★ |
| HumanaChoice H7617-027 (PPO) Humana · H7617-027-000 | PPO | $48/mo | $7,650 | 4.5★ |
| HumanaChoice R4182-003 (Regional PPO) Humana · R4182-003-000 | Regional PPO | $100/mo | $8,200 | 3.5★ |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare · R6801-012-000 | Regional PPO | $138/mo | $9,850 | 3.0★ |
| BSW SeniorCare Advantage Platinum (PPO) Baylor Scott & White Health Plan · H2032-003-000 | PPO | $145/mo | $6,600 | 4.0★ |
| BSW SeniorCare Advantage Preferred Rx (HMO-POS) Baylor Scott & White Health Plan · H8142-002-000 | HMO-POS | $152/mo | $5,400 | 4.5★ |
| BSW SeniorCare Advantage Premium Rx (HMO-POS) Baylor Scott & White Health Plan · H8142-003-000 | HMO-POS | $258/mo | $5,000 | 4.5★ |
Part D drug plans 10
Standalone drug coverage, for people who keep Original Medicare (often with a Medigap policy). Drug plans are sold for a whole region, so the same plans are sold throughout Texas.
| Plan | Premium | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP) Wellcare · S4802-155-000 | $5.30/mo | $700 | 3★ |
| Humana Basic Rx Plan (PDP) Humana · S5884-143-000 | $6.30/mo | $700 | 4.5★ |
| Wellcare Classic (PDP) Wellcare · S4802-013-000 | $7.30/mo | $700 | 3★ |
| Humana Value Rx Plan (PDP) Humana · S5884-201-000 | $33.20/mo | $687 | 4.5★ |
| HealthSpring Assurance Rx (PDP) Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-014-000 | $98/mo | $700 | 2.5★ |
| SilverScript Choice (PDP) Aetna Medicare · S5601-044-000 | $111.40/mo | $700 | 2.5★ |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare · S5921-367-000 | $115.70/mo | $700 | 3★ |
| Humana Premier Rx Plan (PDP) Humana · S5884-168-000 | $137.50/mo | $350 | 4.5★ |
| HealthSpring Extra RX (PDP) Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-005-000 | $164.70/mo | $700 | 2.5★ |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare · S5921-403-000 | $199/mo | $300 | 3★ |
Special needs plans 21
Medicare Advantage plans built for people with particular needs, and open only to people who have them. If one of the three below describes you, these are often worth a look before a general plan. Each row says who can join.
Who special needs plans are for
- D-SNP: you have Medicaid as well as Medicare (sometimes called "dual eligible" or "Medi-Medi").
- C-SNP: you have a chronic condition the plan is built around, such as diabetes, heart failure, chronic lung disease or dementia. The plan checks with your doctor.
- I-SNP: you live in a nursing home or similar facility, or need that level of care at home.
Why people choose them
- Care built around you. Most assign a care coordinator, and many run clinical programs for the condition they serve: diabetes education and supplies, heart or lung monitoring, medication reviews, or doctors who visit you in a facility.
- Often more generous extras. Many offer larger allowances than general plans for groceries, over-the-counter items, transportation, meals or utilities. Compare the figures; they vary widely from plan to plan.
- Lower costs for many members. With full Medicaid, a D-SNP member usually pays nothing for care Medicare covers.
The catch: you have to qualify, and the plan will check, for example your Medicaid status or a doctor's confirmation of your condition. If you're not sure, your State Health Insurance Assistance Program (SHIP) gives free, unbiased advice.
| Plan | Network | Who can join | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|---|
| DEVOTED C-SNP GIVEBACK EXTRAS 085 TX (HMO C-SNP) Devoted Health · H7993-085-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/moGives back $90/mo of your Part B premium | $7,350 | 4.5★ |
| Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP) Humana · H0028-032-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.5★ |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) Wellcare · H0174-004-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.5★ |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) Wellcare · H0174-022-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $3,450 | 3.5★ |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) Wellcare · H0174-025-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.5★ |
| ProCare Advantage (HMO-POS I-SNP) ProCare Advantage · H3467-001-000 | HMO-POS | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | Not yet rated |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) UnitedHealthcare · H3868-003-003 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | Not yet rated |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) UnitedHealthcare · H3868-004-002 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | Not yet rated |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) UnitedHealthcare · H3868-005-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $4,450 | Not yet rated |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) UnitedHealthcare · H3868-007-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | Not yet rated |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · H4461-068-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $3,900 | 4.5★ |
| Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP) Humana · H4461-071-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.5★ |
| Humana Together in Health (PPO I-SNP) Humana · H5216-369-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 4.0★ |
| Humana Together in Health (PPO I-SNP) Humana · H7617-138-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 4.5★ |
| DEVOTED C-SNP ENHANCED 075 TX (HMO C-SNP) Devoted Health · H7993-075-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $6,250 | 4.5★ |
| DEVOTED C-SNP PLUS 117 TX (HMO C-SNP) Devoted Health · H7993-117-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | 4.5★ |
| DEVOTED DUAL 118 TX (HMO D-SNP) Devoted Health · H7993-118-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.5★ |
| DEVOTED DUAL FULL 119 TX (HMO D-SNP) Devoted Health · H7993-119-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.5★ |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare · R6801-011-000 | Regional PPO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| Provider Partners Texas Advantage Plan (HMO I-SNP) Provider Partners Health Plans · H4054-001-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $6.30/mo | $9,850 | 4.0★ |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare · R6801-009-000 | Regional PPO | Only for people with certain chronic conditionsDiabetes, Heart | $100/mo | $9,850 | 3.0★ |
Medicare Advantage plans without drug coverage 6
Medical coverage only. These suit people who get their drugs elsewhere, such as from the VA or an employer, since you generally can't add a separate Part D plan to them.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana · H5216-348-000 | PPO | $0/moGives back $135/mo of your Part B premium | $7,900 | 4.0★ |
| Humana USAA Honor Giveback (PPO) Humana · H7617-062-000 | PPO | $0/moGives back $135/mo of your Part B premium | $7,900 | 4.5★ |
| BSW SeniorCare Advantage Select (HMO-POS) Baylor Scott & White Health Plan · H8142-004-000 | HMO-POS | $0/mo | $6,400 | 4.5★ |
| HumanaChoice R4182-001 (Regional PPO) Humana · R4182-001-000 | Regional PPO | $0/mo | $6,000 | 3.5★ |
| BSW SeniorCare Advantage Preferred (HMO-POS) Baylor Scott & White Health Plan · H8142-005-000 | HMO-POS | $65/mo | $4,500 | 4.5★ |
| BSW SeniorCare Advantage Premium (HMO-POS) Baylor Scott & White Health Plan · H8142-006-000 | HMO-POS | $170/mo | $4,500 | 4.5★ |
Medigap (Medicare Supplement)
A Medigap policy pays some or all of what Original Medicare leaves you owing, and works with any doctor who takes Medicare. The coverage of each plan letter is the same whichever company sells it; only the price differs.
- Plan G: $141–$845/mo from 34 companies, at age 65.
- Plan N: $106–$684/mo from 31 companies, at age 65.
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