Virginia › Henrico County
Medicare plans in Henrico County, Virginia
2027 plans. Other years: 2026 · 2027
Where to start
This page lists every Medicare plan sold in Henrico County for 2027, sorted from the lowest cost each month. They're in four tables below, by the kind of coverage. Jump to the one that fits you. Under each table, Compare these plans opens the same plans in our plan list, where you can add your prescriptions, narrow the list and compare plans side by side.
- Medicare Advantage with drug coverage (33 plans)
- Part D drug plans (9 plans)
- Special needs plans (31 plans)
- Medicare Advantage without drug coverage (9 plans)
- Medigap (Medicare Supplement) prices
Not sure which you need? Most people choose either a Medicare Advantage plan, which usually includes drug coverage, or Original Medicare with a Part D drug plan and often a Medigap policy to pay what Medicare leaves.
What would these plans cost you? Try the calculator → It's set to Henrico County. Add your age, health and drugs to see what each kind of plan would cost you next year and over the years ahead.
The best plan here for…
- A low monthly premium
- Money back on your Part B premium
- The lowest cost in a bad year
- Dental coverage
- A high star rating
- Seeing doctors outside a network
- The lowest-priced Medigap Plan G
No plan is best for everyone, so we pick one for each of these and explain why. All our picks in Henrico County
At a glance
- 42 Medicare Advantage plans are open to anyone with Medicare here; 34 charge no monthly premium.
- 13 give back part of your Part B premium, up to $184.70 a month.
- The lowest yearly limit on what you pay for in-network care is $3,400.
- 9 Part D drug plans, from $5.30 to $173.40 a month.
Medicare Advantage plans with drug coverage 33
Medical and drug coverage in one plan, open to anyone with Medicare who lives here. This is what most people mean by a Medicare Advantage plan.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED GIVEBACK 009 VA (HMO) Devoted Health · H6994-009-000 | HMO | $0/moGives back $184.70/mo of your Part B premium | $8,250 | Not yet rated |
| HealthSpring Preferred Savings (HMO) HealthSpring · H9725-016-000 | HMO | $0/moGives back $140/mo of your Part B premium | $6,750 | 3.0★ |
| Humana Essentials Plus Giveback (PPO) Humana · H5216-308-000 | PPO | $0/moGives back $119/mo of your Part B premium | $9,850 | 4.0★ |
| Humana Essentials Plus Giveback (PPO) Humana · H7617-100-000 | PPO | $0/moGives back $119/mo of your Part B premium | $9,850 | 4.5★ |
| AARP Medicare Advantage Giveback from UHC VA-13 (HMO-POS) UnitedHealthcare · H5253-119-000 | HMO-POS | $0/moGives back $77/mo of your Part B premium | $9,850 | 4.0★ |
| DEVOTED GIVEBACK EXTRAS 031 VA (HMO) Devoted Health · H6994-031-000 | HMO | $0/moGives back $70/mo of your Part B premium | $6,800 | Not yet rated |
| AARP Medicare Advantage from UHC VA-0005 (PPO) UnitedHealthcare · H2001-097-000 | PPO | $0/moGives back $13/mo of your Part B premium | $7,900 | 4.5★ |
| Humana Total Complete (HMO) Humana · H1036-333-000 | HMO | $0/mo | $4,900 | 4.5★ |
| Anthem Medicare Advantage 4 (HMO-POS) Anthem HealthKeepers · H3447-039-000 | HMO-POS | $0/mo | $6,825 | 3.0★ |
| Anthem Medicare Advantage 3 (HMO-POS) Anthem HealthKeepers · H3447-049-000 | HMO-POS | $0/mo | $5,900 | 3.0★ |
| Aetna Medicare Prime (HMO) Aetna Medicare · H3931-162-000 | HMO | $0/mo | $7,150 | 3.5★ |
| Humana Value Choice (PPO) Humana · H5216-266-000 | PPO | $0/mo | $7,150 | 4.0★ |
| HumanaChoice H5216-363 (PPO) Humana · H5216-363-000 | PPO | $0/mo | $9,850 | 4.0★ |
| HumanaChoice H5216-408 (PPO) Humana · H5216-408-000 | PPO | $0/mo | $9,850 | 4.0★ |
| AARP Medicare Advantage Direct Plus from UHC VA-24 (HMO-POS) UnitedHealthcare · H5253-246-000 | HMO-POS | $0/mo | $6,900 | 4.0★ |
| AARP Medicare Advantage Direct OTC from UHC VA-28 (HMO-POS) UnitedHealthcare · H5253-253-000 | HMO-POS | $0/mo | $6,900 | 4.0★ |
| AARP Medicare Advantage Essentials from UHC VA-11 (HMO-POS) UnitedHealthcare · H5253-258-000 | HMO-POS | $0/mo | $5,900 | 4.0★ |
| Humana Gold Plus H5619-157 (HMO) Humana · H5619-157-000 | HMO | $0/mo | $9,850 | 4.0★ |
| Humana Gold Plus H6622-004 (HMO) Humana · H6622-004-000 | HMO | $0/mo | $4,900 | 4.0★ |
| Humana Total Complete (HMO) Humana · H6622-083-000 | HMO | $0/mo | $9,850 | 4.0★ |
| Humana Gold Plus H6622-085 (HMO) Humana · H6622-085-000 | HMO | $0/mo | $9,850 | 4.0★ |
| Humana Total Complete (HMO) Humana · H6622-091-000 | HMO | $0/mo | $9,850 | 4.0★ |
| DEVOTED CORE 008 VA (HMO) Devoted Health · H6994-008-000 | HMO | $0/mo | $5,850 | Not yet rated |
| Humana Value Choice (PPO) Humana · H7617-098-000 | PPO | $0/mo | $7,150 | 4.5★ |
| HealthSpring Premier (HMO-POS) HealthSpring · H9725-018-000 | HMO-POS | $0/mo | $6,500 | 3.0★ |
| HealthSpring True Choice (PPO) HealthSpring · H7849-070-000 | PPO | $6/mo | $6,250 | 3.0★ |
| Anthem Medicare Advantage 2 (PPO) Anthem Blue Cross and Blue Shield · H4909-026-000 | PPO | $32/mo | $8,950 | 3.0★ |
| AARP Medicare Advantage from UHC VA-0012 (HMO-POS) UnitedHealthcare · H5253-259-000 | HMO-POS | $36/mo | $5,900 | 4.0★ |
| Humana Gold Choice H8145-004 (PFFS) Humana · H8145-004-000 | PFFS | $43/mo | $9,850 | 4.0★ |
| HumanaChoice H5216-144 (PPO) Humana · H5216-144-000 | PPO | $46/mo | $9,850 | 4.0★ |
| HumanaChoice H7617-125 (PPO) Humana · H7617-125-000 | PPO | $58/mo | $9,850 | 4.5★ |
| Aetna Medicare Premier (PPO) Aetna Medicare · H5521-652-000 | PPO | $79/mo | $6,750 | 4.0★ |
| Humana Full Access (Regional PPO) Humana · R0110-005-000 | Regional PPO | $158/mo | $9,850 | 3.5★ |
Part D drug plans 9
Standalone drug coverage, for people who keep Original Medicare (often with a Medigap policy). Drug plans are sold for a whole region, so the same plans are sold throughout Virginia.
| Plan | Premium | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP) Wellcare · S4802-142-000 | $5.30/mo | $700 | 3★ |
| Humana Basic Rx Plan (PDP) Humana · S5884-132-000 | $6.30/mo | $700 | 4.5★ |
| Wellcare Classic (PDP) Wellcare · S4802-069-000 | $7.30/mo | $700 | 3★ |
| Humana Value Rx Plan (PDP) Humana · S5884-186-000 | $19.30/mo | $687 | 4.5★ |
| SilverScript Choice (PDP) Aetna Medicare · S5601-014-000 | $100.80/mo | $700 | 2.5★ |
| Humana Premier Rx Plan (PDP) Humana · S5884-153-000 | $106.90/mo | $350 | 4.5★ |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare · S5921-352-000 | $121.90/mo | $700 | 3★ |
| HealthSpring Assurance Rx (PDP) Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-028-000 | $141.20/mo | $700 | 2.5★ |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare · S5921-389-000 | $173.40/mo | $300 | 3★ |
Special needs plans 31
Medicare Advantage plans built for people with particular needs, and open only to people who have them. If one of the three below describes you, these are often worth a look before a general plan. Each row says who can join.
Who special needs plans are for
- D-SNP: you have Medicaid as well as Medicare (sometimes called "dual eligible" or "Medi-Medi").
- C-SNP: you have a chronic condition the plan is built around, such as diabetes, heart failure, chronic lung disease or dementia. The plan checks with your doctor.
- I-SNP: you live in a nursing home or similar facility, or need that level of care at home.
Why people choose them
- Care built around you. Most assign a care coordinator, and many run clinical programs for the condition they serve: diabetes education and supplies, heart or lung monitoring, medication reviews, or doctors who visit you in a facility.
- Often more generous extras. Many offer larger allowances than general plans for groceries, over-the-counter items, transportation, meals or utilities. Compare the figures; they vary widely from plan to plan.
- Lower costs for many members. With full Medicaid, a D-SNP member usually pays nothing for care Medicare covers.
The catch: you have to qualify, and the plan will check, for example your Medicaid status or a doctor's confirmation of your condition. If you're not sure, your State Health Insurance Assistance Program (SHIP) gives free, unbiased advice.
| Plan | Network | Who can join | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|---|
| DEVOTED C-SNP GIVEBACK EXTRAS 027 VA (HMO C-SNP) Devoted Health · H6994-027-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/moGives back $90/mo of your Part B premium | $6,800 | Not yet rated |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) UnitedHealthcare · H0710-032-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 5.0★ |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare · H1610-001-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| Premier Care (HMO-POS I-SNP) Lifeworks Advantage · H2185-003-000 | HMO-POS | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $4,000 | Not yet rated |
| Anthem Dual Advantage Plus (PPO D-SNP) Anthem Blue Cross and Blue Shield · H2441-001-000 | PPO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.0★ |
| UHC Dual Complete VA-YL (HMO-POS D-SNP) UnitedHealthcare · H2445-001-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.5★ |
| UHC Dual Complete VA-Q001 (HMO-POS D-SNP) UnitedHealthcare · H2445-002-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.5★ |
| UHC Dual Complete VA-Y002 (HMO-POS D-SNP) UnitedHealthcare · H2445-003-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.5★ |
| UHC Dual Advantage VA-V1 (HMO-POS D-SNP) UnitedHealthcare · H2445-004-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $3,600 | 3.5★ |
| Humana Dual Fully Integrated H2875-001 (HMO-POS D-SNP) Humana · H2875-001-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | Not yet rated |
| Humana Dual QMB Only (HMO-POS D-SNP) Humana · H2875-002-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | Not yet rated |
| Humana Dual Select H2875-006 (HMO-POS D-SNP) Humana · H2875-006-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | Not yet rated |
| Anthem Kidney Care (HMO-POS C-SNP) Anthem HealthKeepers · H3447-033-000 | HMO-POS | Only for people with certain chronic conditionsKidney | $0/mo | $6,100 | 3.0★ |
| Anthem Chronic Care (HMO-POS C-SNP) Anthem HealthKeepers · H3447-037-000 | HMO-POS | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $5,675 | 3.0★ |
| Anthem Dual Advantage Plus (HMO D-SNP) Anthem HealthKeepers · H4694-002-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.5★ |
| Anthem Full Dual Advantage Support (HMO D-SNP) Anthem HealthKeepers · H4694-003-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.5★ |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem HealthKeepers · H4694-004-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.5★ |
| Humana Together in Health (PPO I-SNP) Humana · H5216-362-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 4.0★ |
| UHC Complete Care VA-21 (HMO-POS C-SNP) UnitedHealthcare · H5253-195-000 | HMO-POS | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $6,400 | 4.0★ |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · H5619-046-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | 4.0★ |
| DEVOTED C-SNP PLUS 004 VA (HMO C-SNP) Devoted Health · H6994-004-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | Not yet rated |
| DEVOTED C-SNP ENHANCED 010 VA (HMO C-SNP) Devoted Health · H6994-010-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $6,200 | Not yet rated |
| Humana Together in Health (PPO I-SNP) Humana · H7617-131-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 4.5★ |
| Humana DaVita Kidney Care (PPO C-SNP) Humana · H7617-133-000 | PPO | Only for people with certain chronic conditionsKidney | $0/mo | $8,450 | 4.5★ |
| Humana DaVita Kidney Care (PPO C-SNP) Humana · H7617-134-000 | PPO | Only for people with certain chronic conditionsKidney | $0/mo | $9,850 | 4.5★ |
| UHC Dual Complete VA-Y4 (PPO D-SNP) UnitedHealthcare · H0421-001-000 | PPO | Only for people who have Medicaid as well as Medicare | $6.30/mo | $9,850 | 3.0★ |
| Senior Care (HMO I-SNP) Lifeworks Advantage · H2185-001-000 | HMO | Only for people who live in a nursing home, or need that level of care at home | $6.30/mo | $9,850 | Not yet rated |
| Sentara Community Complete Select (HMO D-SNP) Sentara Medicare · H2563-020-000 | HMO | Only for people who have Medicaid as well as Medicare | $6.30/mo | $9,850 | 3.0★ |
| Sentara Community Complete (HMO D-SNP) Sentara Medicare · H4499-001-000 | HMO | Only for people who have Medicaid as well as Medicare | $6.30/mo | $9,850 | 3.0★ |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · H6622-084-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $13/mo | $9,850 | 4.0★ |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · H5619-145-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $31/mo | $9,850 | 4.0★ |
PACE
PACE isn't a special needs plan, but it isn't open to everyone either: it is for people 55 and older who need a nursing-home level of care and can live safely at home with its help. Sold here: InnovAge Virginia PACE II, LLC Dual Eligible (PACE), InnovAge Virginia PACE II, LLC Medicare ONLY (PACE).
Medicare Advantage plans without drug coverage 9
Medical coverage only. These suit people who get their drugs elsewhere, such as from the VA or an employer, since you generally can't add a separate Part D plan to them.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO) UnitedHealthcare · H2001-099-000 | PPO | $0/moGives back $165/mo of your Part B premium | $8,900 | 4.5★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-310-000 | PPO | $0/moGives back $162/mo of your Part B premium | $9,850 | 4.0★ |
| Humana USAA Honor Giveback (PPO) Humana · H7617-101-000 | PPO | $0/moGives back $162/mo of your Part B premium | $9,850 | 4.5★ |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · H5521-322-000 | PPO | $0/moGives back $100/mo of your Part B premium | $6,750 | 4.0★ |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · H4909-020-000 | PPO | $0/moGives back $80/mo of your Part B premium | $6,800 | 3.0★ |
| Humana USAA Honor Giveback (Regional PPO) Humana · R0110-006-000 | Regional PPO | $0/moGives back $52/mo of your Part B premium | $9,850 | 3.5★ |
| HumanaChoice H5216-152 (PPO) Humana · H5216-152-000 | PPO | $0/mo | $3,400 | 4.0★ |
| Humana Gold Choice H8145-042 (PFFS) Humana · H8145-042-000 | PFFS | $0/mo | $9,850 | 4.0★ |
| HumanaChoice R0110-004 (Regional PPO) Humana · R0110-004-000 | Regional PPO | $0/mo | $9,850 | 3.5★ |
Medigap (Medicare Supplement)
A Medigap policy pays some or all of what Original Medicare leaves you owing, and works with any doctor who takes Medicare. The coverage of each plan letter is the same whichever company sells it; only the price differs.
- Plan G: $110–$647/mo from 29 companies, at age 65.
- Plan N: $87–$554/mo from 26 companies, at age 65.
Discussion
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