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Best Medicare plans in Montgomery County, Virginia
2027 plans. Other years: 2026 · 2027
Best for what?
No plan is best for everyone. The plan with the lowest premium can cost the most in a year you're in hospital, and the one with the most dental money may not cover your doctor. So we pick one plan for each thing people most often shop for, from the 28 Medicare Advantage plans with drug coverage open to anyone with Medicare in Montgomery County, and say why it wins and what it gives up. Start with whatever matters most to you.
Medicare Advantage
| Best for | Our pick | What it offers |
|---|---|---|
| A low monthly premium | Humana Essentials Plus Giveback (PPO)Humana | $0 a month |
| Money back on your Part B premium | Humana Essentials Plus Giveback (PPO)Humana | $119 a month back |
| The lowest cost in a bad year | Aetna Medicare Carilion Health Prime (HMO-POS)Aetna Medicare | $4,300 a year at most |
| Dental coverage | AARP Medicare Advantage Direct Plus from UHC VA-25 (HMO-POS)UnitedHealthcare | $4,000 a year |
| A high star rating | Humana Essentials Plus Giveback (PPO)Humana | 4.5 out of 5 stars |
| Seeing doctors outside a network | Aetna Medicare Enhanced (PPO)Aetna Medicare | $9,392 a year at most |
Medigap (Medicare Supplement)
- High-deductible Plan G: Bankers Life (Underwritten by Washington National Insurance Company), from $32.35 a month at 65.
- Plan G: Bankers Fidelity Assurance Company (Preferred), from $109.75 a month at 65. A preferred rate: only if you pass the company's health questions.
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