Washington › Kitsap County
Medicare plans in Kitsap County, Washington
2027 plans. Other years: 2026 · 2027
Where to start
This page lists every Medicare plan sold in Kitsap County for 2027, sorted from the lowest cost each month. They're in four tables below, by the kind of coverage. Jump to the one that fits you. Under each table, Compare these plans opens the same plans in our plan list, where you can add your prescriptions, narrow the list and compare plans side by side.
- Medicare Advantage with drug coverage (20 plans)
- Part D drug plans (8 plans)
- Special needs plans (28 plans)
- Medicare Advantage without drug coverage (8 plans)
- Medigap (Medicare Supplement) prices
Not sure which you need? Most people choose either a Medicare Advantage plan, which usually includes drug coverage, or Original Medicare with a Part D drug plan and often a Medigap policy to pay what Medicare leaves.
What would these plans cost you? Try the calculator → It's set to Kitsap County. Add your age, health and drugs to see what each kind of plan would cost you next year and over the years ahead.
The best plan here for…
- A low monthly premium
- Money back on your Part B premium
- The lowest cost in a bad year
- Dental coverage
- A high star rating
- Seeing doctors outside a network
- The lowest-priced Medigap Plan G
No plan is best for everyone, so we pick one for each of these and explain why. All our picks in Kitsap County
At a glance
- 28 Medicare Advantage plans are open to anyone with Medicare here; 18 charge no monthly premium.
- 10 give back part of your Part B premium, up to $143 a month.
- The lowest yearly limit on what you pay for in-network care is $3,950.
- 8 Part D drug plans, from $5.30 to $184.20 a month.
Medicare Advantage plans with drug coverage 20
Medical and drug coverage in one plan, open to anyone with Medicare who lives here. This is what most people mean by a Medicare Advantage plan.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| DEVOTED CHOICE GIVEBACK 002 WA (PPO) Devoted Health · H8917-002-000 | PPO | $0/moGives back $143/mo of your Part B premium | $9,850 | Not yet rated |
| DEVOTED GIVEBACK 007 WA (HMO) Devoted Health · H3515-007-000 | HMO | $0/moGives back $141/mo of your Part B premium | $9,850 | Not yet rated |
| DEVOTED GIVEBACK EXTRAS 020 WA (HMO) Devoted Health · H3515-020-000 | HMO | $0/moGives back $70/mo of your Part B premium | $8,100 | Not yet rated |
| Humana Gold Plus H1036-321 (HMO) Humana · H1036-321-000 | HMO | $0/mo | $5,900 | 4.5★ |
| DEVOTED CORE 006 WA (HMO) Devoted Health · H3515-006-000 | HMO | $0/mo | $6,550 | Not yet rated |
| Aetna Medicare Signature (HMO) Aetna Medicare · H3748-003-000 | HMO | $0/mo | $7,150 | 3.5★ |
| AARP Medicare Advantage from UHC WA-6 (HMO-POS) UnitedHealthcare · H3805-017-000 | HMO-POS | $0/mo | $7,150 | 3.5★ |
| Humana Value Choice (PPO) Humana · H5216-428-001 | PPO | $0/mo | $6,050 | 4.0★ |
| Aetna Medicare Signature (PPO) Aetna Medicare · H5521-431-000 | PPO | $0/mo | $8,900 | 4.0★ |
| Humana Gold Plus H5619-057 (HMO) Humana · H5619-057-000 | HMO | $0/mo | $5,900 | 4.0★ |
| DEVOTED CHOICE 001 WA (PPO) Devoted Health · H8917-001-000 | PPO | $0/mo | $7,500 | Not yet rated |
| AARP Medicare Advantage from UHC WA-18 (PPO) UnitedHealthcare · H2001-146-000 | PPO | $10/mo | $7,150 | 4.5★ |
| AARP Medicare Advantage from UHC WA-14 (HMO-POS) UnitedHealthcare · H3805-044-000 | HMO-POS | $35/mo | $7,150 | 3.5★ |
| AARP Medicare Advantage from UHC WA-0005 (HMO-POS) UnitedHealthcare · H3805-015-000 | HMO-POS | $55/mo | $6,700 | 3.5★ |
| Kaiser Permanente Medicare Advantage Vital Sound (HMO) Kaiser Permanente · H5050-032-000 | HMO | $55/mo | $6,500 | 4.5★ |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · H5521-687-000 | PPO | $63/mo | $7,500 | 4.0★ |
| Humana Gold Plus H5619-061 (HMO) Humana · H5619-061-000 | HMO | $86/mo | $4,200 | 4.0★ |
| HumanaChoice H5216-048 (PPO) Humana · H5216-048-000 | PPO | $97/mo | $7,000 | 4.0★ |
| HumanaChoice H7617-016 (PPO) Humana · H7617-016-000 | PPO | $110/mo | $7,000 | 4.5★ |
| Kaiser Permanente Medicare Advantage Essential (HMO) Kaiser Permanente · H5050-009-000 | HMO | $119/mo | $3,950 | 4.5★ |
Part D drug plans 8
Standalone drug coverage, for people who keep Original Medicare (often with a Medigap policy). Drug plans are sold for a whole region, so the same plans are sold throughout Oregon, Washington.
| Plan | Premium | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP) Wellcare · S4802-135-000 | $5.30/mo | $700 | 3★ |
| Humana Basic Rx Plan (PDP) Humana · S5884-113-000 | $6.30/mo | $700 | 4.5★ |
| Wellcare Classic (PDP) Wellcare · S4802-020-000 | $7.30/mo | $700 | 3★ |
| HealthSpring Assurance Rx (PDP) Blue Cross and Blue Shield of IL, NM, OK, TX · S5715-047-000 | $9.30/mo | $700 | 2.5★ |
| Humana Value Rx Plan (PDP) Humana · S5884-209-000 | $37.40/mo | $687 | 4.5★ |
| AARP Medicare Rx Saver from UHC (PDP) UnitedHealthcare · S5921-374-000 | $105.50/mo | $700 | 3★ |
| Humana Premier Rx Plan (PDP) Humana · S5884-176-000 | $127.90/mo | $350 | 4.5★ |
| AARP Medicare Rx Preferred from UHC (PDP) UnitedHealthcare · S5921-411-000 | $184.20/mo | $300 | 3★ |
Special needs plans 28
Medicare Advantage plans built for people with particular needs, and open only to people who have them. If one of the three below describes you, these are often worth a look before a general plan. Each row says who can join.
Who special needs plans are for
- D-SNP: you have Medicaid as well as Medicare (sometimes called "dual eligible" or "Medi-Medi").
- C-SNP: you have a chronic condition the plan is built around, such as diabetes, heart failure, chronic lung disease or dementia. The plan checks with your doctor.
- I-SNP: you live in a nursing home or similar facility, or need that level of care at home.
Why people choose them
- Care built around you. Most assign a care coordinator, and many run clinical programs for the condition they serve: diabetes education and supplies, heart or lung monitoring, medication reviews, or doctors who visit you in a facility.
- Often more generous extras. Many offer larger allowances than general plans for groceries, over-the-counter items, transportation, meals or utilities. Compare the figures; they vary widely from plan to plan.
- Lower costs for many members. With full Medicaid, a D-SNP member usually pays nothing for care Medicare covers.
The catch: you have to qualify, and the plan will check, for example your Medicaid status or a doctor's confirmation of your condition. If you're not sure, your State Health Insurance Assistance Program (SHIP) gives free, unbiased advice.
| Plan | Network | Who can join | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|---|
| DEVOTED C-SNP GIVEBACK EXTRAS 009 WA (HMO C-SNP) Devoted Health · H3515-009-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/moGives back $90/mo of your Part B premium | $8,100 | Not yet rated |
| Wellcare Coordinated Care Dual Liberty Sync (HMO D-SNP) Wellcare · H0029-007-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 2.5★ |
| Wellcare Coordinated Care Dual Access (HMO-POS D-SNP) Wellcare · H0029-008-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 2.5★ |
| UHC Nursing Home Plan WA-F001 (PPO I-SNP) UnitedHealthcare · H0710-031-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $0/mo | $9,850 | 5.0★ |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · H1036-306-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $4,550 | 4.5★ |
| UHC Dual Complete WA-S5 (PPO D-SNP) UnitedHealthcare · H2001-051-000 | PPO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.5★ |
| UHC Dual Complete WA-Q1 (PPO D-SNP) UnitedHealthcare · H2001-079-000 | PPO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.5★ |
| DEVOTED C-SNP ENHANCED 008 WA (HMO C-SNP) Devoted Health · H3515-008-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $7,050 | Not yet rated |
| DEVOTED C-SNP PLUS 010 WA (HMO C-SNP) Devoted Health · H3515-010-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | Not yet rated |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · H3748-020-000 | HMO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $7,150 | 3.5★ |
| UHC Complete Care Support WA-1A (HMO-POS C-SNP) UnitedHealthcare · H3805-049-000 | HMO-POS | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | 3.5★ |
| UHC Dual Complete WA-S6 (HMO-POS D-SNP) UnitedHealthcare · H5008-002-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.5★ |
| UHC Dual Advantage WA-V1 (HMO-POS D-SNP) UnitedHealthcare · H5008-015-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $6,700 | 3.5★ |
| UHC Dual Complete WA-Q2 (HMO-POS D-SNP) UnitedHealthcare · H5008-019-000 | HMO-POS | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 3.5★ |
| Humana Dual Select H5619-165 (HMO D-SNP) Humana · H5619-165-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.0★ |
| Humana Dual Select H5619-166 (HMO D-SNP) Humana · H5619-166-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.0★ |
| Humana Gold Plus SNP-DE H5619-167 (HMO D-SNP) Humana · H5619-167-000 | HMO | Only for people who have Medicaid as well as Medicare | $0/mo | $9,850 | 4.0★ |
| DEVOTED C-SNP CHOICE ENHANCED 005 WA (PPO C-SNP) Devoted Health · H8917-005-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $7,550 | Not yet rated |
| DEVOTED C-SNP CHOICE PLUS 006 WA (PPO C-SNP) Devoted Health · H8917-006-000 | PPO | Only for people with certain chronic conditionsDiabetes, Heart | $0/mo | $9,850 | Not yet rated |
| UHC Care Advantage WA-E001 (PPO I-SNP) UnitedHealthcare · H0710-030-000 | PPO | Only for people who live in a nursing home, or need that level of care at home | $6.30/mo | $4,000 | 5.0★ |
| UHC Dual Advantage WA-V2 (PPO D-SNP) UnitedHealthcare · H2001-080-000 | PPO | Only for people who have Medicaid as well as Medicare | $6.30/mo | $6,700 | 4.5★ |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Washington, Inc. · H5823-013-002 | HMO | Only for people who have Medicaid as well as Medicare | $6.30/mo | $9,850 | 3.0★ |
| Community Health Plan of WA Dual Complete (HMO D-SNP) Community Health Plan of WA Medicare Advantage · H5826-014-000 | HMO | Only for people who have Medicaid as well as Medicare | $6.30/mo | $9,850 | 3.5★ |
| Community Health Plan of WA Dual Select (HMO D-SNP) Community Health Plan of WA Medicare Advantage · H5826-017-000 | HMO | Only for people who have Medicaid as well as Medicare | $6.30/mo | $9,850 | 3.5★ |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint · H8849-015-000 | HMO | Only for people who have Medicaid as well as Medicare | $6.30/mo | $9,850 | 3.5★ |
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint · H8849-016-000 | HMO | Only for people who have Medicaid as well as Medicare | $6.30/mo | $9,850 | 3.5★ |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint · H8849-017-000 | HMO | Only for people who have Medicaid as well as Medicare | $6.30/mo | $9,850 | 3.5★ |
| Molina Medicare Elect (HMO D-SNP) Molina Healthcare of Washington, Inc. · H5823-015-000 | HMO | Only for people who have Medicaid as well as Medicare | $8.10/mo | $8,875 | 3.0★ |
Medicare Advantage plans without drug coverage 8
Medical coverage only. These suit people who get their drugs elsewhere, such as from the VA or an employer, since you generally can't add a separate Part D plan to them.
| Plan | Network | Premium | Out-of-pocket limit | Stars |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No RX WA-MA02 (PPO) UnitedHealthcare · H2001-148-000 | PPO | $0/moGives back $140/mo of your Part B premium | $7,150 | 4.5★ |
| AARP Medicare Advantage Patriot No Rx WA-MA02 (HMO-POS) UnitedHealthcare · H3805-035-000 | HMO-POS | $0/moGives back $135/mo of your Part B premium | $7,150 | 3.5★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-427-001 | PPO | $0/moGives back $100/mo of your Part B premium | $9,150 | 4.0★ |
| Humana USAA Honor Giveback (PPO) Humana · H7617-021-000 | PPO | $0/moGives back $100/mo of your Part B premium | $9,150 | 4.5★ |
| Aetna Medicare Eagle (PPO) Aetna Medicare · H5521-330-000 | PPO | $0/moGives back $85/mo of your Part B premium | $7,150 | 4.0★ |
| Aetna Medicare Eagle (HMO) Aetna Medicare · H3748-019-000 | HMO | $0/moGives back $50/mo of your Part B premium | $5,500 | 3.5★ |
| Humana USAA Honor Giveback (PPO) Humana · H5216-455-000 | PPO | $0/moGives back $43/mo of your Part B premium | $5,100 | 4.0★ |
| Kaiser Permanente Medicare Advantage Basic (HMO) Kaiser Permanente · H5050-001-000 | HMO | $106/mo | $4,200 | 4.5★ |
Medigap (Medicare Supplement)
A Medigap policy pays some or all of what Original Medicare leaves you owing, and works with any doctor who takes Medicare. The coverage of each plan letter is the same whichever company sells it; only the price differs.
- Plan G: $233–$466/mo from 14 companies, at age 65.
- Plan N: $175–$267/mo from 13 companies, at age 65.
Discussion
Questions and experiences from other visitors. Comment guidelines
Loading the discussion…